David Ramirez
$1,989,500$2,175,0004 bd4 ba2,181 sqft$912 /sqft$12,537 /mo all-in ↓

6118 S ATLANTIC AVENUE, NEW SMYRNA BEACH, FL, 32169

Active31 days on marketListed Jul 13, 2026MLS #NS1088660

Reduced $186KWaterfrontSingle Family ResidenceBETHUNE VOLUSIA BEACH

About this home

6118 S ATLANTIC AVENUE

Experience the ultimate in oceanfront living with this beautifully renovated 4-bedroom, 4-bath coastal retreat in the highly sought-after Bethune Beach community of New Smyrna Beach. Perfectly positioned on a pristine no-drive beach with its own private dune and beach walkover, this exceptional residence offers the rare combination of tranquility, privacy, and direct access to the sand and surf. Designed for both luxury and functionality, the two-story home features four spacious bedroom suites—each with its own private bath—including two upstairs suites with private balconies overlooking the Intracoastal Waterway and spectacular sunset views, and two downstairs suites with private covered porches and separate exterior access for added convenience and flexibility. A rare 462-square-foot basement provides valuable storage seldom found in oceanfront homes, while the oversized two-car garage with epoxy floors offers abundant space for vehicles, bicycles, surfboards, beach chairs, fishing gear, and all your coastal toys. A welcoming foyer leads upstairs to the main living level where soaring vaulted ceilings with exposed wood beams, wide-plank hardwood flooring, white shiplap walls, and view-capturing windows create a bright, sophisticated coastal atmosphere. The open-concept living, dining, and kitchen areas are perfectly oriented to capture breathtaking panoramic Atlantic Ocean views and flow seamlessly through sliding glass doors to a spacious covered oceanfront balcony where you can relax to the sound of the waves and refreshing sea breeze. The designer kitchen impresses with white countertops, rich dark cabinetry, a whitewashed brick backsplash, and premium stainless steel appliances including a gas range, wall oven, built-in microwave, dishwasher, and refrigerator. Luxurious bathrooms showcase large-format marble-look tile, matte black fixtures, and contemporary lighting, while the serene bedroom suites continue the home's elegant coastal aesthetic with plank ceilings, recessed lighting, and a custom walk-in closet in the primary suite. Abundant windows throughout fill the home with natural light, enhancing the inviting interior. Just minutes from boat ramps accessing the Indian River Lagoon, the restaurants, boutiques, and entertainment of Flagler Avenue, and the charm of historic Canal Street, this extraordinary property is equally suited as a primary residence, luxury vacation home, or income-producing investment. With very few direct oceanfront homes available—and even fewer vacant oceanfront lots remaining to build—this is a rare opportunity to own an irreplaceable piece of New Smyrna Beach's spectacular coastline. ALL INFORMATION IS ASSUMED ACCURATE BUT NOT GUARANTEED. ALL MEASUREMENTS ARE APPROXIMATE. BUYERS AND THEIR AGENTS SHALL VERIFY ANY INFORMATION DEEMED IMPORTANT TO THEM.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,181

Sqft

0.17 ac

Lot size

2

Garage

1981

Year built

Two

Levels

$912

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringHardwood
AppliancesDisposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionCement Siding · HardiPlank Type
FoundationBlock · Slab · Stem Wall
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Off Street
ExteriorBalcony · Hurricane Shutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$10,745/yr
CommunityFishing · Gulf/Ocean Front · Intracoastal Waterway · River · Water Access · Waterfront · Park · Playground · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Propane · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,537 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,735
PMI (est., until 20% equity)$746
Property tax — 2025 actual bill$895
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $198,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $198,950
Interest rate6.00%
Loan term

Estimated payment

$12,537/mo

Principal & interest$10,735
PMI (est., until 20% equity)$746
Property taxes (actual bill)$895
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BETHUNE VOLUSIA BEACH

$912 vs $693

Days on market

31 vs 70 typical

Where $912/sqft sits among the 20 homes for sale in BETHUNE VOLUSIA BEACH

8
2
3
1 · this home
2
4
$318–498$498–678$678–859$859–1039$1039–1219$1219+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bethune Volusia Beach

Map of 6118 S ATLANTIC AVENUE inside its neighborhood boundary

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Bethune Volusia Beach — neighborhood snapshot

Population

1,057

Median age

67

Median income

$84,904

Median home value

$464,100

Avg household

2

Households w/ children

41%

For the school run

Volusia County School District

ElementaryCoronado Beach Elementary School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

12 of 20

BETHUNE VOLUSIA BEACH have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 283% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,989,500 $186K
Jul 13, 2026Listed at $2,175,000 · 31 days on market since
1981Built · BETHUNE VOLUSIA BEACH

Reality check

What actually sold near 6118 S ATLANTIC AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6037 S ATLANTIC AVENUESold · Aug ’25

$1,233,000

6037 S ATLANTIC AVENUE · same community

4 bd · 3 ba · 2,004 sqft · $615/sqft · 11 DOM

6396 S ATLANTIC AVENUESold · Aug ’26

$1,600,000

6396 S ATLANTIC AVENUE · same community

3 bd · 2 ba · 1,974 sqft · $811/sqft · 94 DOM

6311 RIVER ROADSold · Jul ’26

$915,000

6311 RIVER ROAD · same community

3 bd · 2 ba · 2,440 sqft · $375/sqft · 226 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6118 S ATLANTIC AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6118 S ATLANTIC AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

6118 S ATLANTIC AVENUE FAQs

What would the monthly payment be for 6118 S ATLANTIC AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,537/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6118 S ATLANTIC AVENUE?+

The most recent tax bill on record (2025) was $10,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Smyrna Beach?+

At $1,989,500, this home is listed about 286% above the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.

Which schools are assigned to 6118 S ATLANTIC AVENUE?+

Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,989,500 runs 283% above the NEW SMYRNA BEACH 32169 median — but at 2,181 sqft it's also 32% larger than the typical New Smyrna Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,175,000, now $1,989,500 — a $186K cut. The full history is in the market section below.

Listing courtesy of COLLADO REAL ESTATE · Scott Yurchison. MLS #NS1088660.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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6118 S ATLANTIC AVENUE, NEW SMYRNA BEACH, FL — 4 Bed, 4 Bath — $1,989,500 | CENTURY 21 Edge