708 OCEAN AVENUE, NEW SMYRNA BEACH, FL, 32169
Active29 days on marketListed Jul 9, 2026MLS #NS1088658
About this home
708 OCEAN AVENUE
Welcome to 708 Ocean Avenue, where timeless coastal living meets one of the most coveted locations in all of New Smyrna Beach. Just steps from the Atlantic Ocean and a short stroll to the award-winning restaurants, boutiques, galleries, and nightlife of Flagler Avenue, this exceptional Central Beach residence offers a lifestyle that few properties can match. Offering 4,652 square feet of living space, this expansive two-story home features 6 bedrooms, 4 full bathrooms, and 2 half bathrooms, providing the flexibility to comfortably accommodate family, friends, and generations of memories under one roof. Whether you're searching for a full-time residence, luxury second home, or legacy beach property, opportunities like this are becoming increasingly rare. Constructed with solid concrete block on both levels, the home was built for lasting quality and peace of mind while offering multiple living and entertaining spaces designed for today's coastal lifestyle. Large gathering areas, spacious bedrooms, and an intelligent floor plan make this home equally suited for holiday celebrations, long weekends with family, or simply enjoying everyday life just moments from the beach. Unlike many properties surrounding Flagler Avenue, Ocean Avenue is not located within New Smyrna Beach's short-term rental district, creating a quieter residential setting for owners seeking privacy while still enjoying one of the city's most walkable beachside neighborhoods. Perhaps most compelling is the value this property represents. At one of the lowest price-per-square-foot opportunities among luxury homes currently available in New Smyrna Beach, this residence offers an exceptional chance to own a substantial beachside home in one of Florida's most desirable coastal communities. Imagine beginning each morning with a walk on the beach, spending your afternoons entertaining family and friends, and ending the evening with dinner and live music just blocks from your front door. Few homes offer this combination of size, location, construction quality, and long-term value. If you've been waiting for a luxury beachside home where location, lifestyle, and opportunity come together, 708 Ocean Avenue deserves your attention. Schedule your private showing today.
Facts & features
The home at a glance
6
Bedrooms
5
Bathrooms
4,652
Sqft
0.2 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$361
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,380 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,380/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$361 vs $383
Days on market
29 vs 68 typical
Where $361/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $445K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
208 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 223% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 708 OCEAN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,807,875
511 YUPON AVENUE · same community
4 bd · 3.5 ba · 2,431 sqft · $744/sqft · 66 DOM
Sold · May ’26$935,000
509 YUPON STREET · same community
3 bd · 2 ba · 1,720 sqft · $544/sqft · 10 DOM
Sold · Feb ’26$4,650,000
1610 N INDIAN RIVER ROAD
5 bd · 4.5 ba · 4,564 sqft · $1,019/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 708 OCEAN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 708 OCEAN AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
708 OCEAN AVENUE FAQs
What would the monthly payment be for 708 OCEAN AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,380/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 708 OCEAN AVENUE?+
The most recent tax bill on record (2025) was $18,372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $1,679,000, this home is listed about 226% above the New Smyrna Beach median of $514,950. The market section on this page shows how the area is trending.
Which schools are assigned to 708 OCEAN AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Matthew Ecoff. MLS #NS1088658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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