401 OAKWOOD AVENUE UNIT A, NEW SMYRNA BEACH, FL, 32169
Active319 days on marketListed Oct 1, 2025MLS #NS1086126
About this home
401 OAKWOOD AVENUE UNIT A
Charming Two Bedroom, One Bath Home in Central New Smyrna Beach. Welcome to this quaint little getaway! This delightful 2 bedroom, 1 bath home offers a serene escape in the heart of New Smyrna Beach. Ideal for couples seeking a relaxing retreat, you'll find comfort and convenience in every corner. There is a fully equipped, spacious kitchen featuring beautiful granite countertops and all necessary appliances. An inviting screened-in porch to relax with your morning coffee or unwind in the evening, perfect for enjoying the gentle ocean breeze without the bugs! Laundry in the carport area. Cable and WiFi included. Situated centrally in New Smyrna Beach, you’re just minutes away from the stunning shoreline, charming local shops, and delicious dining options. Enjoy outdoor activities like biking, kayaking, and fishing, or simply relax on the beautiful beaches. Whether you’re looking for a fun filled vacation or a peaceful retreat, this home is your perfect base in New Smyrna Beach. Book your stay today and make unforgettable memories!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,178
Sqft
0.31 ac
Lot size
1943
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$2 vs $373
Days on market
319 vs 73 typical
Where $2/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
216 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 OAKWOOD AVENUE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$935,000
509 YUPON STREET · same community
3 bd · 2 ba · 1,720 sqft · $544/sqft · 10 DOM
Sold · Feb ’26$1,807,875
511 YUPON AVENUE · same community
4 bd · 3.5 ba · 2,431 sqft · $744/sqft · 66 DOM
Sold · Dec ’25$570,000
835 E 16TH AVENUE
2 bd · 2 ba · 1,175 sqft · $485/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 401 OAKWOOD AVENUE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 OAKWOOD AVENUE UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
401 OAKWOOD AVENUE UNIT A FAQs
What would the monthly payment be for 401 OAKWOOD AVENUE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 401 OAKWOOD AVENUE UNIT A?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $2,400, this home is listed about 100% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 401 OAKWOOD AVENUE UNIT A?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$2,400 is 100% below the NEW SMYRNA BEACH 32169 median of $525,000, and at $2/sqft it sits under the New Smyrna Beach average of $426.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
319 days on market against a New Smyrna Beach median of 73 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of NSB HOMES LLC · Christina Treder. MLS #NS1086126.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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