702 OCEAN AVENUE, NEW SMYRNA BEACH, FL, 32169
Active128 days on marketListed Apr 2, 2026MLS #NS1087771
About this home
702 OCEAN AVENUE
Welcome to coastal living at its finest in this beautifully updated 2-bedroom, 1-bathroom home located in the highly sought-after Central Beach area of New Smyrna Beach. Perfectly positioned in what many consider the best location in town, this property offers an unbeatable combination of modern upgrades, future potential, and relaxed beachside charm. ARCHITECTURAL PLANS ARE AVAILABLE UPON REQUEST TO ADD A SECOND BATHROOM AND INDOOR LAUNDRY/UTILITY ROOM, and the home sits on a large 65 x 135 lot, allowing ample room for an addition and/or a pool, offering an excellent opportunity to further enhance both functionality and value. This home has been thoughtfully improved with major upgrades that provide both peace of mind and enhanced comfort, including a new roof, updated gutters, and fresh interior and exterior paint (2020). The HVAC system was fully replaced in 2021 with a new air handler, heat pump, and ductwork for efficient year-round climate control. Inside, enjoy a complete kitchen remodel (2020) featuring updated cabinetry, countertops, sink, backsplash, and appliances, along with a fully renovated bathroom with new tile, fixtures, vanity, and finishes, plus a new bathroom window (2025). Additional upgrades include updated electrical service and exterior panel, added natural gas service with tankless water heater (2021), and blown-in attic insulation (2024). Outdoor improvements include a fully fenced yard with sections completed between 2021 and 2025, concrete walkways, a storage shed, and an upgraded irrigation system with new valve system and Rain Bird controller with WiFi connectivity and rain sensor. Located just moments from the beach, dining, and shopping, this move-in-ready home offers the ideal blend of location, lifestyle, and upgrades, making it perfect as a primary residence, vacation home, or investment opportunity in one of New Smyrna Beach’s most desirable neighborhoods.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,173
Sqft
0.2 ac
Lot size
1958
Year built
One
Levels
$567
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,650 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,650/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+69.2%
$/sqft vs New Smyrna Beach actives
$567 vs $378
Days on market
128 vs 68 typical
Where $567/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
207 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 702 OCEAN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$935,000
509 YUPON STREET · same community
3 bd · 2 ba · 1,720 sqft · $544/sqft · 10 DOM
Sold · Feb ’26$1,807,875
511 YUPON AVENUE · same community
4 bd · 3.5 ba · 2,431 sqft · $744/sqft · 66 DOM
Sold · Dec ’25$570,000
835 E 16TH AVENUE
2 bd · 2 ba · 1,175 sqft · $485/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 702 OCEAN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 702 OCEAN AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
702 OCEAN AVENUE FAQs
What would the monthly payment be for 702 OCEAN AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,650/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 702 OCEAN AVENUE?+
The most recent tax bill on record (2025) was $7,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $665,000, this home is listed about 29% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 702 OCEAN AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$665,000 runs 28% above the NEW SMYRNA BEACH 32169 median.
02Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $749,900, now $665,000 — a $85K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MG REAL ESTATE GROUP · Matt Guarro. MLS #NS1087771.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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