
257 MINORCA BEACH WAY UNIT 406, NEW SMYRNA BEACH, FL, 32169
Active62 days on marketListed Jun 10, 2026MLS #NS1088463
About this home
257 MINORCA BEACH WAY UNIT 406
Be prepared to be wowed here at The Inlet at Minorca and this bright, updated and well maintained residence. Spacious residence with a split floor plan of two en-suite bedrooms, large eat-in kitchen with island open to a great room which adjoins a huge 31' x 9' private balcony overlooking the ocean, beach, Smyrna Dunes 220 acre county park, Inlet waterway, Ponce Inlet Lighthouse and north beyond Daytona Beach. The owners completed a renovated of this residence down to the studs, raising the entry and kitchen ceilings, installed solid wood shaker cabinets and large solid wood contrasting island with seating, granite countertops, stainless steel appliances, including beverage refrigerator. LVP flooring throughout, built-in desk, laundry closet with additional storage. Large primary suite with two large closets featuring Elfa adjustable shelving and rods to customize your own way, glass enclosed walk-in tiled shower, solid wood vanity, private water closet and more. Updated second en-suite with bath. Being sold fully furnished turnkey. A 6-seater golf cart may be negotiable. Prepare yourself to indulge in resort lifestyle here at The Inlet at Minorca. Inlet residents enjoy assigned garage parking with additional unassigned parking and guest parking available. Also for an additional annual fee there are LSV golf cart garage parking spaces. Kayak storage racks, and surf board, paddle board racks also available for an additional annual fee. Spacious assigned storage available off garage. Community pool and newly completed 10-12 person spa hot tub, restrooms, outdoor kitchen, loads of pool decking with loungers, umbrellas, tables and chairs, beach pavilion, game room with ping pong table, three newly updated two story lobbies, six elevators, and more. Minorca amenities include, 24/7 manned security, additional pool heated in the winter, hot tub, restrooms, 4 Har-Tru lighted tennis courts, multi million dollar clubhouse being totally refreshed features, catering kitchen, pool table, TV area with 85" TV, sound bar and fireplace, game tables and chairs, meeting space, and loads of entertaining space, fitness center with cardio, free and machine weights and TV's restrooms with saunas. Gated beach access with beach pavilion. Gated river access with fishing pier and 64 boat slip marina, occasionally deep water slips become available to purchase the exclusive right to sublease, there are a couple available currently. Minorca has over 50 beautifully manicured acres, and adjoins Smyrna Dunes 220 acre Volusia County Park with miles of Trex walking trails, with both beach and river access, dog friendly beach access large fishing pier and jetty access. Schedule your appointment today to view this beautiful residence. All information is deemed accurate, measurements, are approximate. Buyers are responsible to verify all dimensions and other information deemed important to them.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,489
Sqft
2.99 ac
Lot size
1
Garage
1986
Year built
One
Levels
$631
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,523 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,523/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs New Smyrna Beach actives
$631 vs $373
Days on market
62 vs 68 typical
Where $631/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Beach — neighborhood snapshot
Population
1,269
Median age
62
Median income
$111,395
Median home value
$668,800
Avg household
2
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $445K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
212 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 257 MINORCA BEACH WAY UNIT 406
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$867,500
257 MINORCA BEACH WAY UNIT 1304 · same community
2 bd · 2 ba · 1,489 sqft · $583/sqft · 9 DOM
Sold · Dec ’25$975,000
257 MINORCA BEACH WAY UNIT 1305 · same community
2 bd · 2 ba · 1,489 sqft · $655/sqft · 14 DOM
Sold · May ’26$900,000
257 MINORCA BEACH WAY UNIT 303 · same community
2 bd · 2 ba · 1,489 sqft · $604/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 257 MINORCA BEACH WAY UNIT 406 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 257 MINORCA BEACH WAY UNIT 406 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
257 MINORCA BEACH WAY UNIT 406 FAQs
What would the monthly payment be for 257 MINORCA BEACH WAY UNIT 406?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,523/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 257 MINORCA BEACH WAY UNIT 406?+
The most recent tax bill on record (2025) was $11,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 257 MINORCA BEACH WAY UNIT 406?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $940,000, this home is listed about 82% above the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 257 MINORCA BEACH WAY UNIT 406?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$940,000 runs 81% above the NEW SMYRNA BEACH 32169 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · James Lyon. MLS #NS1088463.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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