257 MINORCA BEACH WAY UNIT 1005, NEW SMYRNA BEACH, FL, 32169
Active118 days on marketListed Apr 15, 2026MLS #L4961099
About this home
257 MINORCA BEACH WAY UNIT 1005
Welcome to The Inlet at Minorca, where breathtaking panoramic views of the ocean, river, beach, dunes, and coastline of New Smyrna Beach surround you from the 10th floor. This beautifully updated condo offers the perfect blend of coastal luxury and everyday comfort. Step inside to find luxury vinyl plank flooring and tile throughout, complemented by fresh paint, updated lighting in the kitchen and dining areas, and newer HVAN (2023). The open-concept layout flows seamlessly into the spacious living room and out to the expansive balcony. Complete with floor-to-ceiling sliders in the living room and primary suite creates the ideal space to take in both stunning sunrises over the Atlantic and glowing sunsets over the river. The kitchen is designed for both functionality and style, featuring granite countertops, ample cabinetry, a breakfast nook, and a generous bar area perfect for casual dining or entertaining. Located within the highly sought-after Minorca community, residents enjoy resort-style amenities including multiple pools and spas, a fitness center, clubhouse, tennis courts, marina access, and 24-hour gated security. Private beach access and proximity to Smyrna Dunes Park make it easy to enjoy the coastal lifestyle , including pet-friendly beach areas. Additional features include a reserved underground parking space and a private storage area, perfect for beach gear, bikes, or fishing equipment. Just a short bike ride or drive to Flagler Avenue, where you’ll find local dining, shopping, and entertainment. Whether you're looking for a primary residence, second home, or investment opportunity, this is your chance to own a piece of paradise in one of New Smyrna Beach’s premier communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,489
Sqft
2.99 ac
Lot size
1
Garage
1986
Year built
One
Levels
$655
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,779 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,779/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.4%
$/sqft vs New Smyrna Beach actives
$655 vs $368
Days on market
118 vs 68 typical
Where $655/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Beach — neighborhood snapshot
Population
1,269
Median age
62
Median income
$111,395
Median home value
$668,800
Avg household
2
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $445K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
206 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 257 MINORCA BEACH WAY UNIT 1005
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$867,500
257 MINORCA BEACH WAY UNIT 1304 · same community
2 bd · 2 ba · 1,489 sqft · $583/sqft · 9 DOM
Sold · Dec ’25$975,000
257 MINORCA BEACH WAY UNIT 1305 · same community
2 bd · 2 ba · 1,489 sqft · $655/sqft · 14 DOM
Sold · May ’26$900,000
257 MINORCA BEACH WAY UNIT 303 · same community
2 bd · 2 ba · 1,489 sqft · $604/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 257 MINORCA BEACH WAY UNIT 1005 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 257 MINORCA BEACH WAY UNIT 1005 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
257 MINORCA BEACH WAY UNIT 1005 FAQs
What would the monthly payment be for 257 MINORCA BEACH WAY UNIT 1005?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,779/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 257 MINORCA BEACH WAY UNIT 1005?+
The most recent tax bill on record (2025) was $11,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 257 MINORCA BEACH WAY UNIT 1005?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $975,000, this home is listed about 89% above the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 257 MINORCA BEACH WAY UNIT 1005?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$975,000 runs 86% above the NEW SMYRNA BEACH 32169 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,050,000, now $975,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LIVE FLORIDA REALTY · Alisa Pelot Morgan. MLS #L4961099.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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