257 MINORCA BEACH WAY UNIT 103, NEW SMYRNA BEACH, FL, 32169
Active87 days on marketListed May 16, 2026MLS #NS1088244
About this home
257 MINORCA BEACH WAY UNIT 103
Renovated Direct Oceanfront North beach condo home with views of the water and beach will please families with pets with it's ease to walk out to the patio and to the beach or pool. This condo home comes turnkey - beautifully furnished and has great rental income potential. Some upgraded features include granite, wood-style flooring and stainless steel appliances. The beach life and entertaining come easy with the huge 31x45 foot balcony with amazing views from the kitchen, living area, and master bedroom. The oceanfront community of Minorca is one of the most desireable complexes in New Smyrna Beach. It offers 24-hour security gate , on-site management/office, multi million dollar clubhouse, 4 lighted Har-Tru tennis courts, private pool for Inlet Building, spa & saunas, beach access with oceanfront pavilion and gated river access to fishing pier and boat docks..
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,489
Sqft
1
Garage
1986
Year built
One
Levels
$588
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,234 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,234/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs New Smyrna Beach actives
$588 vs $365
Days on market
87 vs 68 typical
Where $588/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Beach — neighborhood snapshot
Population
1,269
Median age
62
Median income
$111,395
Median home value
$668,800
Avg household
2
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
208 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 257 MINORCA BEACH WAY UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$867,500
257 MINORCA BEACH WAY UNIT 1304 · same community
2 bd · 2 ba · 1,489 sqft · $583/sqft · 9 DOM
Sold · Dec ’25$975,000
257 MINORCA BEACH WAY UNIT 1305 · same community
2 bd · 2 ba · 1,489 sqft · $655/sqft · 14 DOM
Sold · May ’26$900,000
257 MINORCA BEACH WAY UNIT 303 · same community
2 bd · 2 ba · 1,489 sqft · $604/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 257 MINORCA BEACH WAY UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 257 MINORCA BEACH WAY UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
257 MINORCA BEACH WAY UNIT 103 FAQs
What would the monthly payment be for 257 MINORCA BEACH WAY UNIT 103?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,234/mo — principal and interest, the actual property-tax bill, the $1,190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 257 MINORCA BEACH WAY UNIT 103?+
The association fee works out to $1,190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 257 MINORCA BEACH WAY UNIT 103?+
The most recent tax bill on record (2025) was $10,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 257 MINORCA BEACH WAY UNIT 103?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $875,000, this home is listed about 70% above the New Smyrna Beach median of $514,900. The market section on this page shows how the area is trending.
Which schools are assigned to 257 MINORCA BEACH WAY UNIT 103?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$875,000 runs 67% above the NEW SMYRNA BEACH 32169 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,190/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $925,000, now $875,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Pat Collado. MLS #NS1088244.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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