421 S ATLANTIC AVENUE UNIT 509, NEW SMYRNA BEACH, FL, 32169
Active70 days on marketListed Jun 1, 2026MLS #NS1088191
About this home
421 S ATLANTIC AVENUE UNIT 509
Wake up to breathtaking sunrises and sweeping views of the Atlantic Ocean from this beautifully appointed 2 bed, 2 bath condo in the highly sought after Oceania Beach Club in New Smyrna Beach. Perfect as a vacation getaway, investment property, or fulltime residence, this coastal retreat offers excellent rental potential in one of Florida’s most desirable beach communities. Relax on your private balcony while enjoying the ocean breeze and listening to the live music drifting over from world famous Toni & Joe’s Patio. Inside, you’ll find an inviting open concept layout filled with natural light, spacious bedrooms, and resort style coastal living at its finest. Oceania Beach Club offers direct beach access, a sparkling pool, and an unbeatable location just steps from shopping, dining, entertainment, and all that vibrant Flagler Avenue has to offer. Whether you’re looking for a personal paradise or a high demand, income producing property, this condo checks every box for the ultimate New Smyrna Beach lifestyle. Call your NSB LOCAL LIFESTYLE EXPERT for a showing and be sure to check out our Video Walkthrough of this lovely condo.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
871
Sqft
1.78 ac
Lot size
1984
Year built
One
Levels
$660
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,004 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,004/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.4%
$/sqft vs New Smyrna Beach actives
$660 vs $365
Days on market
70 vs 68 typical
Where $660/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
208 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 421 S ATLANTIC AVENUE UNIT 509
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$575,000
425 S ATLANTIC AVENUE UNIT 301 · same community
2 bd · 2 ba · 871 sqft · $660/sqft · 5 DOM
Sold · Dec ’25$550,000
425 S ATLANTIC AVENUE UNIT 302 · same community
2 bd · 2 ba · 871 sqft · $631/sqft · 217 DOM
Sold · Dec ’25$564,500
421 S ATLANTIC AVENUE UNIT 507 · same community
2 bd · 2 ba · 891 sqft · $634/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 421 S ATLANTIC AVENUE UNIT 509 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 421 S ATLANTIC AVENUE UNIT 509 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
421 S ATLANTIC AVENUE UNIT 509 FAQs
What would the monthly payment be for 421 S ATLANTIC AVENUE UNIT 509?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,004/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 421 S ATLANTIC AVENUE UNIT 509?+
The most recent tax bill on record (2025) was $6,312. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 421 S ATLANTIC AVENUE UNIT 509?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $575,000, this home is listed about 12% above the New Smyrna Beach median of $514,900. The market section on this page shows how the area is trending.
Which schools are assigned to 421 S ATLANTIC AVENUE UNIT 509?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$575,000 runs 10% above the NEW SMYRNA BEACH 32169 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of NSB HOMES LLC · Donna Concannon. MLS #NS1088191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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