421 S ATLANTIC AVENUE UNIT 302, NEW SMYRNA BEACH, FL, 32169
Active103 days on marketListed Apr 28, 2026MLS #NS1088079
About this home
421 S ATLANTIC AVENUE UNIT 302
DIRECT OCEANFRONT CONDO – TURNKEY INVESTMENT & COASTAL RETREAT! Experience elevated beachside living in this direct oceanfront 2BR/2BA residence at Oceania Beach Club, where panoramic Atlantic views and effortless elegance define every day. Positioned on the 3rd floor with convenient elevator access, this beautifully maintained condo features a private balcony perfect for sunrise mornings, along with floor-to-ceiling sliding glass doors that fill the space with natural light. The kitchen is thoughtfully appointed with granite countertops, stainless steel appliances, and bar seating, opening to a bright and inviting living area designed for comfort and relaxation. The oceanfront primary suite offers a serene retreat, while both bathrooms have been tastefully updated. Accommodating up to 4 guests, this property is ideal for personal enjoyment or as a high-performing investment with no rental restrictions. Residents enjoy resort-style amenities including a heated pool, grilling area, direct beach access, and a welcoming lobby with lounge and game space. Just a short stroll to Flagler Avenue’s dining, boutiques, and vibrant events, and conveniently located within easy reach of regional airports, world-class attractions, natural parks, and popular local destinations. A turnkey opportunity to own a piece of New Smyrna Beach’s most desirable oceanfront lifestyle. A/C approx. 2 years old. All information recorded in the MLS is intended to be accurate but cannot be guaranteed. Buyers should check association rules and regulations for rental and pet restrictions.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
871
Sqft
1.78 ac
Lot size
1984
Year built
One
Levels
$722
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,404 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,404/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+87.3%
$/sqft vs New Smyrna Beach actives
$722 vs $378
Days on market
103 vs 68 typical
Where $722/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
206 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 421 S ATLANTIC AVENUE UNIT 302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$575,000
425 S ATLANTIC AVENUE UNIT 301 · same community
2 bd · 2 ba · 871 sqft · $660/sqft · 5 DOM
Sold · Dec ’25$550,000
425 S ATLANTIC AVENUE UNIT 302 · same community
2 bd · 2 ba · 871 sqft · $631/sqft · 217 DOM
Sold · Dec ’25$564,500
421 S ATLANTIC AVENUE UNIT 507 · same community
2 bd · 2 ba · 891 sqft · $634/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 421 S ATLANTIC AVENUE UNIT 302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 421 S ATLANTIC AVENUE UNIT 302 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
421 S ATLANTIC AVENUE UNIT 302 FAQs
What would the monthly payment be for 421 S ATLANTIC AVENUE UNIT 302?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,404/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 421 S ATLANTIC AVENUE UNIT 302?+
The most recent tax bill on record (2025) was $7,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 421 S ATLANTIC AVENUE UNIT 302?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $629,000, this home is listed about 22% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 421 S ATLANTIC AVENUE UNIT 302?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$629,000 runs 20% above the NEW SMYRNA BEACH 32169 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $639,000, now $629,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BARSOTTELLI PRIME REAL ESTATE · Ignacio Barsottelli. MLS #NS1088079.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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