David Ramirez
$495,000$535,0002 bd2 ba1,120 sqft$442 /sqft$3,841 /mo all-in ↓

442 BOUCHELLE DRIVE UNIT 305, NEW SMYRNA BEACH, FL, 32169

Active144 days on marketListed Mar 17, 2026MLS #NS1087602

Priced 5% below the NEW SMYRNA BEACH 32169 medianReduced $40KWaterfrontFully furnishedCondominiumBOUCHELLE ISLAND CONDO

About this home

442 BOUCHELLE DRIVE UNIT 305

Welcome to Bouchelle Island living! This beautifully maintained 2-bedroom, 2-bath condominium offers the perfect blend of comfort, convenience, and coastal lifestyle in the heart of New Smyrna Beach. Featuring a bright and open floor plan, this residence offers generous living and dining areas that flow seamlessly to a private balcony—perfect for enjoying Florida’s coastal breezes. The well-designed kitchen offers ample cabinetry, while the spacious primary suite includes an en-suite bath and plenty of closet space. A comfortable guest bedroom and second full bath provide ideal accommodations for family or visitors. Located in the desirable Bouchelle Island community, residents enjoy beautifully landscaped grounds and resort-style amenities including two swimming pools, tennis courts, clubhouse, fitness room and a boardwalk along the Intracoastal Waterway. Just minutes from the beach, historic Canal Street, Flagler Avenue dining and shopping, and local marinas, this condo offers the perfect opportunity for full-time living, a seasonal retreat, or investment in one of Florida’s most charming coastal towns.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,120

Sqft

0.2 ac

Lot size

1991

Year built

One

Levels

$442

Per sqft

WaterfrontFurnished

Inside

FlooringCarpet · Ceramic Tile · Other
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Vaulted Ceiling(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionStucco · Wood Frame
FoundationBlock
FacesSouth
ExteriorBalcony

Community & fees

Taxes (2025)$6,574/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Pool

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,841 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$548
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$3,841/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$548
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$422KedgeAI estimate $459,253 · range $440K$494K$515K

vs edgeAI estimate

+7.8%

$/sqft vs BOUCHELLE ISLAND CONDO

$442 vs $312

Days on market

144 vs 68 typical

Where $442/sqft sits among the 11 homes for sale in BOUCHELLE ISLAND CONDO

2
4
3
0
1 · this home
1
$228–273$273–318$318–363$363–408$408–453$453+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Causeway

Map of 442 BOUCHELLE DRIVE UNIT 305 inside its neighborhood boundary

Drive times from this address

Downtown Orlando65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

South Causeway — neighborhood snapshot

Population

730

Median age

67

Median income

$65,938

Median home value

$441,100

Avg household

2

Households w/ children

10%

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryCoronado Beach Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

6 of 11

BOUCHELLE ISLAND CONDO have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $495,000 $40K
Mar 17, 2026Listed at $535,000 · 144 days on market since
1991Built · BOUCHELLE ISLAND CONDO

Reality check

What actually sold near 442 BOUCHELLE DRIVE UNIT 305

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

456 BOUCHELLE DRIVE UNIT 104Sold · Sep ’25

$390,000

456 BOUCHELLE DRIVE UNIT 104 · same community

2 bd · 2 ba · 1,120 sqft · $348/sqft · 12 DOM

452 Bouchelle Drive # 303, New Smyrna Beach FL 32169Sold · Apr ’26

$451,500

452 Bouchelle Drive # 303, New Smyrna Beach FL 32169 · same community

2 bd · 2 ba · 1,120 sqft · $403/sqft · 10 DOM

407 BOUCHELLE DRIVE UNIT 205Sold · Oct ’25

$335,000

407 BOUCHELLE DRIVE UNIT 205 · same community

2 bd · 2 ba · 1,126 sqft · $298/sqft · 176 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 442 BOUCHELLE DRIVE UNIT 305 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 442 BOUCHELLE DRIVE UNIT 305 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

442 BOUCHELLE DRIVE UNIT 305 FAQs

What would the monthly payment be for 442 BOUCHELLE DRIVE UNIT 305?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,841/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 442 BOUCHELLE DRIVE UNIT 305?+

The most recent tax bill on record (2025) was $6,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 442 BOUCHELLE DRIVE UNIT 305?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $495,000, this home is listed about 4% below the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.

Which schools are assigned to 442 BOUCHELLE DRIVE UNIT 305?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the NEW SMYRNA BEACH 32169 market on paper

$495,000 is 5% below the NEW SMYRNA BEACH 32169 median of $522,450.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

144 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $535,000, now $495,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of OCEAN PROPERTIES & MANAGEMENT · Jasen Jandrew. MLS #NS1087602.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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