5300 S ATLANTIC AVENUE UNIT 9-401, NEW SMYRNA BEACH, FL, 32169
Active155 days on marketListed Mar 12, 2026MLS #NS1087586
About this home
5300 S ATLANTIC AVENUE UNIT 9-401
Experience ultimate peace of mind and luxury in this beautifully updated corner unit! The current owner has invested heavily in high-value upgrades, so you don't have to, including a brand-new air conditioner (2025), a new hot water heater (2025), and stylish new coastal ceiling fans and that is to just name a few. Best of all, a brand-new roof on the condominium building is nearing completion, meaning a massive, major building expense is completely taken care of for the future. This pristine home boasts unobstructed, breathtaking views from two distinct private balconies. This immaculate 3-bedroom, 2-bathroom condo is perfectly located just steps from the beach in beautiful New Smyrna Beach. Offering unmatched privacy, stunning vistas, and modern interior updates, this home delivers the ideal coastal lifestyle. Enjoy one private balcony right off the living room and kitchen where you can watch spectacular rocket launches from Cape Canaveral, and a second balcony off the primary bedroom treating you to serene estuary, lagoon, and sunset views. Inside, the home features seamless ceramic tile and luxury vinyl plank flooring throughout. Additional thoughtfully curated updates include a new garbage disposal, comfort-height raised toilets, and a sophisticated leather living room ensemble, making this space both functional and beautifully styled. The spacious primary suite serves as your private retreat, complete with a large walk-in closet, its own balcony access, and an ensuite bathroom featuring dual vanities, a relaxing jetted Jacuzzi tub, and a separate walk-in shower. Located within a premier gated community surrounded by beautifully manicured grounds, residents enjoy dedicated, private access to the pristine no-drive beach just steps away. Incredible resort-style amenities include two clubhouses, two heated pools, spas, a sauna, a dedicated fitness room, tennis courts, shuffleboard, bocce ball, and a scenic walking trail. For ultimate convenience, this unit is situated just a stone's throw from the main clubhouse and community amenities. If you’ve been dreaming of effortless luxury, spectacular rocket launches, and daily golden sunsets, your perfect beachside haven is ready for you!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,768
Sqft
0 ac
Lot size
1
Garage
2006
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,782 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,782/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs New Smyrna Beach actives
$282 vs $373
Days on market
155 vs 70 typical
Where $282/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32169 — neighborhood snapshot
Population
10,527
Median age
64.3
Median income
$99,260
Median home value
$485,400
Avg household
1.74
Households w/ children
373
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
213 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5300 S ATLANTIC AVENUE UNIT 9-401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$435,000
5300 S ATLANTIC AVENUE UNIT 10-404 · same community
3 bd · 2 ba · 1,698 sqft · $256/sqft · 153 DOM
Sold · Nov ’25$425,000
5300 S ATLANTIC AVENUE UNIT 9-504 · same community
3 bd · 2 ba · 1,698 sqft · $250/sqft · 68 DOM
Sold · Nov ’25$325,000
5300 S ATLANTIC AVENUE UNIT 9-403 · same community
3 bd · 2 ba · 1,601 sqft · $203/sqft · 167 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5300 S ATLANTIC AVENUE UNIT 9-401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5300 S ATLANTIC AVENUE UNIT 9-401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5300 S ATLANTIC AVENUE UNIT 9-401 FAQs
What would the monthly payment be for 5300 S ATLANTIC AVENUE UNIT 9-401?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,782/mo — principal and interest, the actual property-tax bill, the $872/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5300 S ATLANTIC AVENUE UNIT 9-401?+
The association fee works out to $872 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5300 S ATLANTIC AVENUE UNIT 9-401?+
The most recent tax bill on record (2025) was $7,179. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5300 S ATLANTIC AVENUE UNIT 9-401?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $498,000, this home is listed about 4% below the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5300 S ATLANTIC AVENUE UNIT 9-401?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$498,000 is 5% below the NEW SMYRNA BEACH 32169 median of $525,000, and at $282/sqft it sits under the New Smyrna Beach average of $422.
02Know the monthly fee
The association fee is $872/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
155 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $509,000, now $498,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OCEAN PROPERTIES & MANAGEMENT · Missy Isom. MLS #NS1087586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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