David Ramirez
$437,000$447,0003 bd2 ba1,698 sqft$257 /sqft$4,307 /mo all-in ↓

5300 S ATLANTIC AVENUE UNIT 9-204, NEW SMYRNA BEACH, FL, 32169

Active133 days on marketListed Apr 4, 2026MLS #NS1087850

Priced 17% below the NEW SMYRNA BEACH 32169 medianReduced $10KWaterfrontFully furnishedCondominiumOCEAN WALK CONDO AT NSB

About this home

5300 S ATLANTIC AVENUE UNIT 9-204

(Price Improvement) Welcome to Oceanwalk 9-204, a beautifully maintained and fully furnished coastal retreat just steps from the no-drive beach in New Smyrna Beach. This spacious 3-bedroom, 2-bath condo offers the perfect blend of comfort, functionality, and income-producing potential. Inside, you’ll find an open-concept layout with a bright kitchen, ample counter space, and seamless flow into the dining and living areas—ideal for entertaining or relaxing after a day at the beach. The living room opens to a private, oversized balcony surrounded by lush greenery, creating a peaceful and private outdoor escape. The primary suite features direct balcony access, generous space, and an en-suite bath, while additional bedrooms provide plenty of room for guests and rental flexibility. A full-size laundry room adds convenience for both owners and guests. Located in one of the most rental-friendly communities in the area, Oceanwalk offers resort-style amenities including two pools, tennis courts, fitness center, clubhouse, and private beach access. Whether you’re looking for a personal getaway or a high-performing short-term rental, this property checks all the boxes. Strong rental potential, unbeatable location, make this an exceptional opportunity on beachside.Rental projections available upon request. All information deemed reliable but not guaranteed. Buyer to verify all measurements, HOA details, and rental restrictions.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,698

Sqft

0.56 ac

Lot size

1

Garage

2006

Year built

One

Levels

$257

Per sqft

WaterfrontPark/Greenbelt & Water viewFurnished

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofOther
ConstructionBlock · Concrete · Stone
FoundationSlab
ViewPark/Greenbelt · Water
FacesEast
ParkingCovered · Guest · Under Building
ExteriorBalcony · Outdoor Grill

Community & fees

HOA fee$872/mo
Taxes (2025)$6,108/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,307 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,573
FHA mortgage insurance (est.)$193
Property tax — 2025 actual bill$509
Condo fee — from the listing$872
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,295Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,295
Interest rate6.00%
Loan term

Estimated payment

$4,307/mo

Principal & interest$2,573
FHA mortgage insurance (est.)$193
Property taxes (actual bill)$509
HOA / condo fee$872
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $437K
$420KedgeAI estimate $474,415 · range $473K$477K$496K

vs edgeAI estimate

−7.9%

$/sqft vs New Smyrna Beach actives

$257 vs $373

Days on market

133 vs 72 typical

Where $257/sqft sits among the 400 New Smyrna Beach actives

162 · this home
80
77
36
18
27
$177–303$303–429$429–555$555–681$681–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Smyrna Beach

Map of 5300 S ATLANTIC AVENUE UNIT 9-204

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32169 — neighborhood snapshot

Population

10,527

Median age

64.3

Median income

$99,260

Median home value

$485,400

Avg household

1.74

Households w/ children

373

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryRead-Pattillo Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

216 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $437,000 $10K
Apr 4, 2026Listed at $447,000 · 133 days on market since
2006Built · OCEAN WALK CONDO AT NSB

Reality check

What actually sold near 5300 S ATLANTIC AVENUE UNIT 9-204

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5300 S ATLANTIC AVENUE UNIT 10-404Sold · Oct ’25

$435,000

5300 S ATLANTIC AVENUE UNIT 10-404 · same community

3 bd · 2 ba · 1,698 sqft · $256/sqft · 153 DOM

5300 S ATLANTIC AVENUE UNIT 9-504Sold · Nov ’25

$425,000

5300 S ATLANTIC AVENUE UNIT 9-504 · same community

3 bd · 2 ba · 1,698 sqft · $250/sqft · 68 DOM

5300 S ATLANTIC AVENUE UNIT 9-403Sold · Nov ’25

$325,000

5300 S ATLANTIC AVENUE UNIT 9-403 · same community

3 bd · 2 ba · 1,601 sqft · $203/sqft · 167 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5300 S ATLANTIC AVENUE UNIT 9-204 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5300 S ATLANTIC AVENUE UNIT 9-204 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

5300 S ATLANTIC AVENUE UNIT 9-204 FAQs

What would the monthly payment be for 5300 S ATLANTIC AVENUE UNIT 9-204?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,307/mo — principal and interest, the actual property-tax bill, the $872/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5300 S ATLANTIC AVENUE UNIT 9-204?+

The association fee works out to $872 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5300 S ATLANTIC AVENUE UNIT 9-204?+

The most recent tax bill on record (2025) was $6,108. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5300 S ATLANTIC AVENUE UNIT 9-204?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $437,000, this home is listed about 17% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5300 S ATLANTIC AVENUE UNIT 9-204?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the NEW SMYRNA BEACH 32169 market on paper

$437,000 is 17% below the NEW SMYRNA BEACH 32169 median of $525,000, and at $257/sqft it sits under the New Smyrna Beach average of $425.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $872/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $447,000, now $437,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of GREAT OCEAN REALTY · Nicholas Thiel. MLS #NS1087850.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New New Smyrna Beach homes, in your inbox

Like 5300 S ATLANTIC AVENUE UNIT 9-204 but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 15, 2026 at 10:49 AM UTC. The listing information on this page last changed on August 15, 2026 at 10:49 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 15, 2026 at 10:49 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 15, 2026 at 10:49 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.