
340 PORTOFINO DRIVE, PUNTA GORDA, FL, 33950
Active33 days on marketListed Jul 6, 2026MLS #N6144684
About this home
340 PORTOFINO DRIVE
Sailboat water, no bridges to the Gulf, a 10,000 lb boat lift, and room for a 37+ foot vessel or larger right in your backyard. Welcome to one of Burnt Store Isles' most impressive waterfront estates, where the lifestyle sells itself before you ever step inside. Tucked away on a quiet cul-de-sac in Burnt Store Isles, this elevated Craftsman-style home makes a statement from the moment you arrive. Steps lead up to an expansive covered front porch, the kind of space that immediately tells you this home lives differently than everything else on the market. With 77 feet of saltwater canal frontage, direct bridge-free Gulf access, and 3,241 square feet of heated living space plus an additional 1,229 square feet of covered outdoor areas, this 4-bedroom, 3-bathroom two-story residence checks every box for the serious Florida waterfront buyer. Inside, a dramatic two-story foyer sets the tone with soaring ceilings and an open staircase. The chef's kitchen features solid wood shaker cabinets, stone countertops, and stainless steel appliances, all overlooking the pool, canal, and dock. Multiple French doors connect the living and dining areas to the outdoors, and wide-plank 12x48 tile runs continuously throughout the entire home. A wood-burning stone fireplace with stone surround anchors the living room, while crown molding and high ceilings carry through every space. The main floor includes three bedrooms, two full bathrooms, and a generously sized laundry room with utility sink, folding station, and cabinetry. Upstairs, the private primary suite spans approximately 775 square feet and opens to a screened balcony with sweeping canal views. The ensuite bathroom features a double vanity, dedicated dressing vanity, garden tub, and separate glass-enclosed shower. A custom walk-in closet measuring 18x13 completes the retreat. Step outside to a 30x15 screened, heated pool with a newly replaced screen enclosure (2023), surrounded by covered lanai space ideal for year-round entertaining. The concrete dock with electric and water supply and 10,000 lb lift are ready for use. This is true sailboat water with no bridges between you and the Gulf, meaning unrestricted access to Charlotte Harbor and beyond. The seawall is concrete and maintained by the City of Punta Gorda through the Burnt Store Isles Canal Maintenance District, removing that expense and responsibility from the homeowner entirely. A fully fenced yard with iron fencing keeps the breeze flowing while a lawn irrigation system keeps everything green year round. Major updates are already done: roof replaced (2023), pool screen enclosure replaced (2023), two zoned A/C systems (replaced 2022 and 2024), two water heaters replaced (2022), ductwork cleanout (2022), and concrete dock rebuild (2022). An oversized two-car garage with workbench, storage space and attic access rounds out the package. Twin Isles Country Club is approximately one mile away and offers golf, tennis, and dining with a separate membership. Furnishings negotiable.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,241
Sqft
0.22 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$339
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,492 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,492/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.9%
$/sqft vs PUNTA GORDA ISLES SEC 15
$339 vs $326
Days on market
33 vs 61 typical
Where $339/sqft sits among the 17 homes for sale in PUNTA GORDA ISLES SEC 15
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
8 of 17
PUNTA GORDA ISLES SEC 15 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 315% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 340 PORTOFINO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,192,925
4013 BASTIA COURT · same community
4 bd · 3 ba · 3,005 sqft · $397/sqft · 20 DOM
Sold · Dec ’25$1,000,000
3507 TERIN COURT · same community
3 bd · 3 ba · 2,854 sqft · $350/sqft · 394 DOM
Sold · Apr ’26$825,000
518 MONACO DRIVE · same community
3 bd · 2 ba · 2,741 sqft · $301/sqft · 135 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 340 PORTOFINO DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 340 PORTOFINO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
340 PORTOFINO DRIVE FAQs
What would the monthly payment be for 340 PORTOFINO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,492/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 340 PORTOFINO DRIVE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 340 PORTOFINO DRIVE?+
The most recent tax bill on record (2025) was $11,759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 340 PORTOFINO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,100,000, this home is listed about 224% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 340 PORTOFINO DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Cole Murray. MLS #N6144684.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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