David Ramirez
$599,9003 bd2 ba1,888 sqft$318 /sqft$4,058 /mo all-in ↓

5019 SAN MASSIMO DRIVE, PUNTA GORDA, FL, 33950

Active67 days on marketListed May 24, 2026MLS #C7526113

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 15

About this home

5019 SAN MASSIMO DRIVE

Virtually Staged. Experience the ultimate Florida lifestyle in this beautifully maintained 3-bedroom, 2-bath waterfront pool home, perfectly situated on a premium approx. 1/2-acre corner lot in the highly desirable golf and boating community of Burnt Store Isles. A boater's dream, the property showcases architectural flair with its custom stone accent panels and sits on a large, deep-water turning basin with seamless sailboat access to Charlotte Harbor and the Gulf. Enjoy sweeping wide-basin views and enviable northwestern exposure for unforgettable nightly sunsets. Step through the welcoming foyer into an inviting, sun-drenched open floor plan highlighted by soaring cathedral ceilings, easy care tile flooring in the main living areas and expansive windows giving the home an abundance of natural light. A custom built-in media and display wall anchors the main living area, which features a brand-new sliding glass door (installed 2025) opening directly to the outdoor oasis. Designed for effortless indoor-outdoor living, nearly every room transitions smoothly to the lanai. The kitchen serves as the heart of the home, complete with beautiful solid oak cabinetry, solid surface countertops, a built-in desk, and a convenient breakfast bar. A thoughtful split floor plan ensures maximum privacy for guests, complete with an adjacent pool bath, while the primary suite offers a true retreat featuring direct lanai access and a beautifully redesigned ensuite with dual sinks and a custom-tiled glass shower. Step outside to your private paradise, where a covered lanai and a screened pool with a new cage overlook the spacious backyard and city-maintained seawall. This property offers total peace of mind with significant recent updates, including a new metal roof, high-impact windows, storm covers, and a new A/C system from 2024. Located just minutes from Twin Isles Country Club and a short drive to the Punta Gorda Yacht Club, historic downtown, Fishermen's Village, and I-75, this exceptional property blends premium waterfront living with unparalleled convenience. **Barge in photos is necessary as the city is currently replacing the seawall.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,888

Sqft

0.45 ac

Lot size

2

Garage

1988

Year built

One

Levels

$318

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesSoutheast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorOutdoor Shower · Private Mailbox · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$4/mo
Taxes (2025)$5,187/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,058 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$432
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$4,058/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$432
HOA / condo fee$4
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$507KedgeAI estimate $579,979 · range $528K$711K$739K

vs edgeAI estimate

+3.4%

$/sqft vs PUNTA GORDA ISLES SEC 15

$318 vs $333

Days on market

67 vs 59 typical

Where $318/sqft sits among the 18 homes for sale in PUNTA GORDA ISLES SEC 15

5
4 · this home
5
1
2
1
$215–272$272–329$329–386$386–443$443–500$500+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 5019 SAN MASSIMO DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

8 of 18

PUNTA GORDA ISLES SEC 15 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 122% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

May 24, 2026Listed at $599,900 · 67 days on market since
1988Built · PUNTA GORDA ISLES SEC 15

Reality check

What actually sold near 5019 SAN MASSIMO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

574 MACEDONIA DRIVESold · Sep ’25

$495,000

574 MACEDONIA DRIVE · same community

3 bd · 2 ba · 1,954 sqft · $253/sqft · 22 DOM

3907 SAN PIETRO COURTSold · Jan ’26

$693,000

3907 SAN PIETRO COURT · same community

3 bd · 2 ba · 2,024 sqft · $342/sqft · 214 DOM

716 MONACO DRIVESold · Oct ’25

$373,000

716 MONACO DRIVE · same community

3 bd · 2 ba · 1,740 sqft · $214/sqft · 215 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5019 SAN MASSIMO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5019 SAN MASSIMO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5019 SAN MASSIMO DRIVE FAQs

What would the monthly payment be for 5019 SAN MASSIMO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,058/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5019 SAN MASSIMO DRIVE?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5019 SAN MASSIMO DRIVE?+

The most recent tax bill on record (2025) was $5,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5019 SAN MASSIMO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $599,900, this home is listed about 74% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 5019 SAN MASSIMO DRIVE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7526113.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5019 SAN MASSIMO DRIVE, PUNTA GORDA, FL — 3 Bed, 2 Bath — $599,900 | CENTURY 21 Edge