3518 TERIN COURT, PUNTA GORDA, FL, 33950
Active431 days on marketListed May 30, 2025MLS #C7510149
About this home
3518 TERIN COURT
Welcome to 3518 Terin Court in Punta Gorda Florida! This home has everything you've been looking for! Situated with a view like not many others, nature preserve and a LARGE water view, All while being on a SAILBOAT ACCESS Saltwater canal. Watch the tarpon roll, and Manatees play in your very own backyard, or even from the heated POOL AND SPA. As you go inside you will notice a very open floorpan with more than enough space to entertain guests, while having a split level floor plan. Enjoy beautiful water views all day long from nearly every room in the house. The kitchen has recently been remodeled with fresh granite and Kitchen Aid Appliances. This home is move in ready and calling your name!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,914
Sqft
0.22 ac
Lot size
2
Garage
1996
Year built
One
Levels
$374
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,817 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,817/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.8%
$/sqft vs PUNTA GORDA ISLES SEC 15
$374 vs $326
Days on market
431 vs 60 typical
Where $374/sqft sits among the 17 homes for sale in PUNTA GORDA ISLES SEC 15
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
8 of 17
PUNTA GORDA ISLES SEC 15 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 166% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3518 TERIN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$495,000
574 MACEDONIA DRIVE · same community
3 bd · 2 ba · 1,954 sqft · $253/sqft · 22 DOM
Sold · Jan ’26$693,000
3907 SAN PIETRO COURT · same community
3 bd · 2 ba · 2,024 sqft · $342/sqft · 214 DOM
Sold · Dec ’25$599,000
4032 MALTESE COURT · same community
3 bd · 2.5 ba · 2,085 sqft · $287/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3518 TERIN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3518 TERIN COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3518 TERIN COURT FAQs
What would the monthly payment be for 3518 TERIN COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,817/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3518 TERIN COURT?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3518 TERIN COURT?+
The most recent tax bill on record (2024) was $6,329. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3518 TERIN COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $714,900, this home is listed about 107% above the Punta Gorda median of $344,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3518 TERIN COURT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$714,900 runs 166% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
431 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $817,324, now $714,900 — a $102K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Ned Zobuk. MLS #C7510149.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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