
524 LA CARUNA COURT, PUNTA GORDA, FL, 33950
Active97 days on marketListed May 3, 2026MLS #C7525599
About this home
524 LA CARUNA COURT
Tucked away on a quiet cul-de-sac, this exceptional custom-built waterfront residence includes a boat with private dock and 10,000 boat lift! This home blends timeless design with modern upgrades and an ideal layout for both everyday living and entertaining. From the moment you enter, soaring volume ceilings and a formal living room better used as a game room with dining spaces nearby set the tone for the home’s spacious and refined feel. At the heart of the home, an expansive family room showcases stunning floor-to-ceiling windows that frame wide basin waterfront views, filling the space with natural light. A dry bar enhances the entertaining experience complete with upper glass storage cabinets, a beverage wine fridge, while the open, chef-inspired kitchen features a large quartzite island with complementary marble countertops, stainless steel built in double ovens, and an extraordinary amount of custom cabinetry—truly a standout feature rarely seen. The private first-floor primary suite is a true retreat, offering direct access to the lanai, a huge custom walk-in closet, and a beautifully remodeled spa-like bath with soaking tub and dual vanities. Also on the main level, you’ll find a dedicated executive office, an additional guest bedroom or bonus room (could be a second office), a full bath with lanai/pool access, a convenient half bath, and a spacious laundry room with utility sink and extra storage. Upstairs, guests are welcomed with two generously sized bedrooms, a full bath, a loft area, and their own private balcony overlooking the water—perfect for enjoying serene Florida sunsets. Outdoor living is just as impressive, with an oversized lanai and summer kitchen creating a seamless extension of the home. The recently added pool and spa (2020) with paver patio provide the ultimate space to relax and entertain while taking in the tranquil waterfront setting. Additional highlights include an oversized 2-car garage with extra storage and potential for tandem parking, circular driveway, fenced backyard, full hurricane protection with impact glass at the front and shutters elsewhere, a new 4-ton A/C (2026), and beautifully updated kitchen and primary bath with today’s most desirable finishes. Located just minutes from dining, shopping, parks, bike and walking paths, and the charm of downtown Punta Gorda, this home offers the very best of the Florida waterfront lifestyle. - BOAT INCLUDED (WILL PROVIDE SEPARATE BILL OF SALE).
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,261
Sqft
0.27 ac
Lot size
2
Garage
1993
Year built
Two
Levels
$326
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,153 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,153/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs PUNTA GORDA ISLES SEC 15
$326 vs $333
Days on market
97 vs 61 typical
Where $326/sqft sits among the 17 homes for sale in PUNTA GORDA ISLES SEC 15
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
7 of 17
PUNTA GORDA ISLES SEC 15 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 425% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 524 LA CARUNA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,192,925
4013 BASTIA COURT · same community
4 bd · 3 ba · 3,005 sqft · $397/sqft · 20 DOM
Sold · Dec ’25$1,000,000
3507 TERIN COURT · same community
3 bd · 3 ba · 2,854 sqft · $350/sqft · 394 DOM
Sold · Apr ’26$825,000
518 MONACO DRIVE · same community
3 bd · 2 ba · 2,741 sqft · $301/sqft · 135 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 524 LA CARUNA COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 524 LA CARUNA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
524 LA CARUNA COURT FAQs
What would the monthly payment be for 524 LA CARUNA COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,153/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 524 LA CARUNA COURT?+
The most recent tax bill on record (2025) was $11,656. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 524 LA CARUNA COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,390,000, this home is listed about 309% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 524 LA CARUNA COURT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,390,000 runs 425% above the PUNTA GORDA 33950 median — but at 4,261 sqft it's also nearly 3 times the size of the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,400,000, now $1,390,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Laura Frantz. MLS #C7525599.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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