445 TOMOKA DRIVE, ENGLEWOOD, FL, 34223
Active86 days on marketListed May 8, 2026MLS #N6144264
About this home
445 TOMOKA DRIVE
Welcome to paradise in the highly sought-after community of Park Forest! This Turnkey furnished Lakefront Home offers extraordinary water views, maintenance-free living, and the ultimate Florida lifestyle. Tropical landscaping and a charming beach-themed screened entry create a warm welcome as you step inside to an open and airy floor plan featuring bright coastal colors and neutral tile flooring throughout for easy care and maintenance.PUBLIC WATER AND PUBLIC SEWER! The spacious great room is designed to maximize the breathtaking lake views, highlighted by triple sliding glass doors that seamlessly connect the indoor and outdoor living spaces. Relax in the screened lanai while enjoying peaceful waterfront scenery, stunning sunsets, and the sounds of nature. The beautifully appointed kitchen features warm cherry cabinetry, solid surface countertops, a raised breakfast bar, and a bright breakfast nook with a bay window and additional sliders leading to the lanai—perfect for enjoying morning coffee with serene water views. The private owner’s suite is a peaceful retreat offering direct lanai access, picturesque lake views, and two walk-in closets. The ensuite bath includes dual solid surface vanities, a tiled walk-in shower, and a linen closet for added storage. Guests will appreciate the comfortable secondary bedroom and nearby full bath with a tiled tub/shower combination and decorative arched detail. A versatile office/den provides additional flexible living space ideal for working from home, hobbies, or extra guest accommodations. Additional features include an interior laundry room with shelving and storage closet, plus convenient access to the garage. Residents of Park Forest enjoy an exceptional maintenance-free lifestyle with lawn care, exterior painting, roof replacement, cable, and internet all included. Resort-style amenities feature a heated pool and spa, clubhouse with an active social calendar, tennis courts, pickleball, and shuffleboard. Conveniently located just minutes from beaches, golf courses, fishing, shopping, dining, and entertainment, this home truly offers the best of Southwest Florida living. Schedule your private showing today and start enjoying life in paradise!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,699
Sqft
0.15 ac
Lot size
2
Garage
2006
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,428 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,428/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.9%
$/sqft vs Englewood actives
$235 vs $240
Days on market
86 vs 59 typical
Where $235/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Park Forest
Get to know Englewood. See the full Englewood guide →
Park Forest — neighborhood snapshot
Population
917
Median age
71
Median income
$76,292
Median home value
$355,462
Avg household
2
Households w/ children
69%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
180 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 445 TOMOKA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$389,000
584 GADSEN STREET · same community
3 bd · 2 ba · 2,070 sqft · $188/sqft · 17 DOM
Sold · Apr ’26$460,000
576 GADSEN STREET · same community
3 bd · 2 ba · 2,560 sqft · $180/sqft · 239 DOM
Sold · Jan ’26$230,000
35 MICHIGAN AVENUE
2 bd · 2 ba · 1,648 sqft · $140/sqft · 274 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 445 TOMOKA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 445 TOMOKA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
445 TOMOKA DRIVE FAQs
What would the monthly payment be for 445 TOMOKA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,428/mo — principal and interest, the actual property-tax bill, the $374/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 445 TOMOKA DRIVE?+
The association fee works out to $374 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 445 TOMOKA DRIVE?+
The most recent tax bill on record (2024) was $4,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 445 TOMOKA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $400,000, this home is listed about 8% above the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 445 TOMOKA DRIVE?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · Regina Melman. MLS #N6144264.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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