409 TOMOKA DRIVE, ENGLEWOOD, FL, 34223
Active72 days on marketListed May 22, 2026MLS #D6147553
About this home
409 TOMOKA DRIVE
Your very own PRIVATE RETREAT located in the desirable coastal living 55+ community of Park Forest. Turnkey furnished--come and enjoy your own Florida escape located minutes from multiple gulf beaches! As you approach the home you are greeted with a grand front entry featuring brick pavers leading you inside where an expansive foyer with tile flooring, eloquent crown molding, tray ceilings, and a soothing color scheme leading you to the “great” room with plenty of space for entertaining, accented with a tray ceiling & crown molding, overlooking your spacious screened lanai through the triple 8' pocketing sliding glass doors. The “open” floor plan is ideal – showing off the beautiful dream kitchen with ample wood cabinetry, granite countertops, quality stainless steel appliances, a breakfast bar, dinette area with a built-in buffet offering additional counter and cabinet space – all open to your comfortable dining area where you can entertain guests and relax with a cup of coffee and your favourite book. Perfectly designed to maximize square footage, this three bedroom, “split” bedroom design, home offers all functionality and privacy for you and your guests. Unwind in a spacious owner’s bedroom, complete with a tray ceiling & crown molding, ceiling fan, generous walk-in closet, and an ensuite bathroom – providing dual split sinks, a roomy walk-in shower with a granite top bench, private water closet and a linen closet. Enjoy the extra added "bonus" room off the primary suite with french doors and separate sliding glass doors that lead outside to the covered lanai. This space is perfect for a home office, exercise area, or a den--the possibilities are endless! Family and guests will be comfortable and enjoy the privacy in the 2nd and 3rd bedrooms with a shared bathroom that has a shower/tub, granite countertop and vanity with wood cabinets … A convenient laundry room with additional cabinetry and sink provide access to the 2-car garage. This home is being offered turnkey furnished so moving-in will be a breeze. But the best is yet to come! Relax out back on the sizable (15' x 15') screened lanai where you can enjoy nature and serenity any time of the day! The neighborhood of Park Forest offers a community pool & spa, clubhouse, tennis & pickleball courts, shuffleboard, and social activities to get acquainted with your neighbors. Enjoy the savings of no CDD fees, the lawn/landscape & irrigation maintenance taken care of by the HOA, and hurricane impact windows with accordion shutters for the doors. Centrally located just minutes from Venice and Manasota Beach, your options of beaches, dining, quaint shops, fishing, golfing, and much more...are endless! This truly is a unique, special, and rarely found home! Don’t miss this opportunity…
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,092
Sqft
0.18 ac
Lot size
2
Garage
2013
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,384 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,384/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.2%
$/sqft vs Englewood actives
$203 vs $240
Days on market
72 vs 59 typical
Where $203/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Park Forest
Get to know Englewood. See the full Englewood guide →
Park Forest — neighborhood snapshot
Population
917
Median age
71
Median income
$76,292
Median home value
$355,462
Avg household
2
Households w/ children
69%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
181 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 409 TOMOKA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$389,000
584 GADSEN STREET · same community
3 bd · 2 ba · 2,070 sqft · $188/sqft · 17 DOM
Sold · Apr ’26$460,000
576 GADSEN STREET · same community
3 bd · 2 ba · 2,560 sqft · $180/sqft · 239 DOM
Sold · May ’26$500,000
1836 SILVER SHORES BOULEVARD
3 bd · 3 ba · 2,099 sqft · $238/sqft · 201 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 409 TOMOKA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 409 TOMOKA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
409 TOMOKA DRIVE FAQs
What would the monthly payment be for 409 TOMOKA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,384/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 409 TOMOKA DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 409 TOMOKA DRIVE?+
The most recent tax bill on record (2025) was $4,906. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 409 TOMOKA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $425,000, this home is listed about 15% above the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 409 TOMOKA DRIVE?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Katie Smallwood, PA. MLS #D6147553.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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