David Ramirez
$449,0003 bd2 ba2,104 sqft$213 /sqft$3,525 /mo all-in ↓

413 TOMOKA DRIVE, ENGLEWOOD, FL, 34223

Active72 days on marketListed May 24, 2026MLS #D6147558

Single Family ResidencePARK FOREST PH 5

About this home

413 TOMOKA DRIVE

Welcome to Park Forest, one of the area’s most sought-after 55+ gated communities, where vibrant Florida living meets exceptional value and peace of mind. This meticulously maintained Pearl floor plan offers the perfect blend of comfort, space, and thoughtful upgrades. Featuring 3 bedrooms, a flexible den, and 2 full bathrooms, this custom designed home is built for both everyday living and effortless entertaining. Step inside to discover an inviting open-concept layout centered around a spacious Great Room, complemented by elegant finishes and upgraded fixtures throughout. The expansive kitchen is a standout, offering solid wood cabinetry, granite countertops, a built-in pantry, an oversized island, an eat-at counter, and a sunny breakfast nook with additional cabinet space—ideal for gathering with family and friends. A separate dining area flows seamlessly into the main living space, creating the perfect setting for hosting. Generous room sizes continue throughout the home, including the spacious primary suite featuring a large walk-in closet and an en-suite bath with granite countertops, dual vanities, a soaking garden tub and walk-in shower. The versatile den offers tranquil pond views, making it an ideal office or reading room. Pocketing sliding glass doors open to a covered, screened lanai with Sunpro Shade, creating a seamless indoor-outdoor living experience. Beyond, an open patio overlooks a peaceful backyard and serene pond views, providing the perfect backdrop for relaxing sunset. Mature landscaping enhances the home’s exceptional curb appeal. Additional features include accordion hurricane shutters for the lanai and front door, a newer water heater, crown molding, plantation shutters, Hunter Douglas Blinds, new carpet in the bedrooms, pull outs in the kitchen cabinets, newer refrigerator, re-roof in 2019, custom closet orgainizers, screen enclosed front entry, upgraded fans and fixtures, new garage door opener and an inside laundry room complete with a utility sink. This move-in ready residence has been lovingly cared for and is ready for its next owner. Park Forest residents enjoy outstanding HOA benefits, including exterior painting every 7 years, roof replacement every 17 years, exterior grounds maintenance, lawn care, cable, and internet. The community amenities are second to none, featuring a clubhouse with a full calendar of social activities, a heated pool, tennis courts, pickleball, shuffleboard, bocce ball, and even a fenced storage area for boats and RVs. Ideally located just minutes from Historic Dearborn Street, beautiful Gulf beaches, and countless golf courses, this home offers the perfect combination of active community living and coastal convenience. Come discover why life in Park Forest is truly paradise.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,104

Sqft

0.15 ac

Lot size

2

Garage

2012

Year built

One

Levels

$213

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Shade Shutter(s) · Sidewalk · Sliding Doors

Community & fees

HOA fee$258/mo
Taxes (2025)$3,177/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,525 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$265
HOA fee — from the listing$258
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,525/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$265
HOA / condo fee$258
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$333KedgeAI estimate $489,215 · range $346K$610K$634K

vs edgeAI estimate

−8.2%

$/sqft vs Englewood actives

$213 vs $240

Days on market

72 vs 67 typical

Where $213/sqft sits among the 400 Englewood actives

173 · this home
108
63
17
10
29
$115–222$222–328$328–435$435–541$541–648$648+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Park Forest

Map of 413 TOMOKA DRIVE inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Park Forest — neighborhood snapshot

Population

917

Median age

71

Median income

$76,292

Median home value

$355,462

Avg household

2

Households w/ children

69%

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

182 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

May 24, 2026Listed at $449,000 · 72 days on market since
2012Built · PARK FOREST PH 5

Reality check

What actually sold near 413 TOMOKA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

584 GADSEN STREETSold · Nov ’25

$389,000

584 GADSEN STREET · same community

3 bd · 2 ba · 2,070 sqft · $188/sqft · 17 DOM

576 GADSEN STREETSold · Apr ’26

$460,000

576 GADSEN STREET · same community

3 bd · 2 ba · 2,560 sqft · $180/sqft · 239 DOM

1836 SILVER SHORES BOULEVARDSold · May ’26

$500,000

1836 SILVER SHORES BOULEVARD

3 bd · 3 ba · 2,099 sqft · $238/sqft · 201 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 413 TOMOKA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 413 TOMOKA DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

413 TOMOKA DRIVE FAQs

What would the monthly payment be for 413 TOMOKA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,525/mo — principal and interest, the actual property-tax bill, the $258/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 413 TOMOKA DRIVE?+

The association fee works out to $258 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 413 TOMOKA DRIVE?+

The most recent tax bill on record (2025) was $3,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 413 TOMOKA DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $449,000, this home is listed about 23% above the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 413 TOMOKA DRIVE?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ALLIANCE GROUP · Karin Dubbs. MLS #D6147558.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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