617 KERNEYWOOD STREET, LAKELAND, FL, 33803
Active13 days on marketListed Jul 30, 2026MLS #L4963809
About this home
617 KERNEYWOOD STREET
Virtually Staged. Welcome to this beautifully maintained classic home, where timeless charm meets modern convenience just a few blocks from Lake Hollingsworth in one of Lakeland's most sought-after neighborhoods. Featuring a bright, open-concept design, this spacious home seamlessly connects the living, dining, and entertaining areas, creating an inviting atmosphere that's perfect for everyday living and hosting. Proudly cared for by only two owners, this home reflects decades of exceptional maintenance and pride of ownership. Move-in ready, it offers natural gas, a recent 4-point inspection, professional pressure washing, and a transferable termite warranty for added peace of mind. Every improvement has been thoughtfully made with long-term care and preservation in mind, allowing the next owner to simply unpack and enjoy. Whether you're gathering around the spacious living areas, relaxing in the comfort of home, or exploring the nearby walking paths, parks, and scenic beauty of Lake Hollingsworth, you'll appreciate the perfect blend of historic character and modern convenience. This rare Lakeland gem offers timeless appeal, an open and functional floor plan, and an unbeatable location in one of the city's most desirable neighborhoods. Don't miss the opportunity to make this exceptional home your own!
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
2,400
Sqft
0.17 ac
Lot size
1
Garage
1925
Year built
Two
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,670 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,670/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.8%
$/sqft vs Lakeland actives
$250 vs $193
Days on market
13 vs 45 typical
Where $250/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hollingsworth
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Hollingsworth — neighborhood snapshot
Population
3,551
Median age
41
Median income
$122,863
Median home value
$383,750
Avg household
3
Households w/ children
439
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
205 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 103% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 617 KERNEYWOOD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$627,000
828 WHITESTONE COURT
4 bd · 2.5 ba · 2,415 sqft · $260/sqft · 55 DOM
Sold · May ’26$624,900
2646 NEWPORT AVENUE
4 bd · 3 ba · 2,373 sqft · $263/sqft · 35 DOM
Sold · Sep ’25$463,000
311 EASTON DRIVE
4 bd · 3 ba · 2,372 sqft · $195/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 617 KERNEYWOOD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 617 KERNEYWOOD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
617 KERNEYWOOD STREET FAQs
What would the monthly payment be for 617 KERNEYWOOD STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,670/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 617 KERNEYWOOD STREET?+
The most recent tax bill on record (2025) was $635. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 617 KERNEYWOOD STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $599,000, this home is listed about 77% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 617 KERNEYWOOD STREET?+
Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LOVE FLORIDA PROPERTIES · Crystal Lynch. MLS #L4963809.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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