David Ramirez
$580,0003 bd2.5 ba3,024 sqft$192 /sqft$4,061 /mo all-in ↓

1415 NEW JERSEY ROAD, LAKELAND, FL, 33803

Active46 days on marketListed Jun 22, 2026MLS #L4962332

Single Family ResidenceFOURTEEN POINTS SUB

About this home

1415 NEW JERSEY ROAD

Welcome home to this spacious and beautifully designed 3-bedroom, 2.5-bath, two-story residence situated on an oversized .36-acre lot in one of Lakeland's most desirable locations. Less than a 1/2 mile from Lake Hollingsworth, you'll enjoy convenient access to walking paths around the lake, parks, Florida Southern College, Publix, dining, and all the charm this area has to offer. Step inside to discover a large front living room filled with natural light, providing the perfect space for entertaining or relaxing. The open-concept kitchen and dining area create an inviting atmosphere for gatherings and everyday living, while the oversized pantry offers exceptional storage and organization. Have peace of mind with a new downstairs HVAC that was installed 10/25 and carries a 10 year warranty. The primary suite is conveniently located on the first floor, offering privacy and comfort with easy access to the main living areas. Upstairs, you'll find two additional bedrooms and a versatile loft space that can be used as a home office, media room, playroom, or additional living area. Outside, the expansive .36-acre lot provides plenty of room for outdoor activities, gardening, or future additions. You will also enjoy the various fruit trees! With its functional floor plan, generous living spaces, and prime location near Lake Hollingsworth, this home offers the perfect blend of comfort, convenience, and lifestyle. Schedule your private showing today! The .36 acre vacant lot next door is available to purchase together or separate.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

3,024

Sqft

0.36 ac

Lot size

2

Garage

2010

Year built

Two

Levels

$192

Per sqft

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$6,644/yr

Utilities & systems

UtilitiesCable Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,061 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,130
PMI (est., until 20% equity)$218
Property tax — 2025 actual bill$554
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,000
Interest rate6.00%
Loan term

Estimated payment

$4,061/mo

Principal & interest$3,130
PMI (est., until 20% equity)$218
Property taxes (actual bill)$554
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $580K
$557KedgeAI estimate $797,749 · range $714K$831K$864K

vs edgeAI estimate

−27.3%

$/sqft vs Lakeland actives

$192 vs $194

Days on market

46 vs 42 typical

Where $192/sqft sits among the 400 Lakeland actives

70
130 · this home
108
44
20
28
$127–160$160–194$194–227$227–261$261–294$294+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Hollingsworth

Map of 1415 NEW JERSEY ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa41 min
Walt Disney World46 min
Tampa Int’l Airport (TPA)53 min
Universal Orlando56 min
Downtown Orlando62 min
Orlando Int’l Airport (MCO)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Lake Hollingsworth — neighborhood snapshot

Population

3,551

Median age

41

Median income

$122,863

Median home value

$383,750

Avg household

3

Households w/ children

439

For the school run

Polk County School District

HighLakeland Senior High School★★★★★
ElementaryPhilip O'Brien Elementary School★★★★★
MiddleCrystal Lake Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

200 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% above the LAKELAND 33803 median. See the full Lakeland market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $580,000 · 46 days on market since
2010Built · FOURTEEN POINTS SUB

Reality check

What actually sold near 1415 NEW JERSEY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2804 CLEVELAND HEIGHTS BOULEVARDSold · Feb ’26

$602,500

2804 CLEVELAND HEIGHTS BOULEVARD

3 bd · 2.5 ba · 3,077 sqft · $196/sqft · 152 DOM

911 SAGAMORE STREETSold · Mar ’26

$585,000

911 SAGAMORE STREET

3 bd · 2.5 ba · 2,574 sqft · $227/sqft · 85 DOM

2731 COVENTRY AVENUESold · Dec ’25

$565,500

2731 COVENTRY AVENUE

4 bd · 3 ba · 2,502 sqft · $226/sqft · 181 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1415 NEW JERSEY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1415 NEW JERSEY ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1415 NEW JERSEY ROAD FAQs

What would the monthly payment be for 1415 NEW JERSEY ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,061/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1415 NEW JERSEY ROAD?+

The most recent tax bill on record (2025) was $6,644. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $580,000, this home is listed about 71% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1415 NEW JERSEY ROAD?+

Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REGAL REAL ESTATE LLC · Tammy Storie. MLS #L4962332.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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