2873 KINSLEY DRIVE, LAKELAND, FL, 33812
Active42 days on marketListed Jun 25, 2026MLS #L4963030
About this home
2873 KINSLEY DRIVE
Welcome to Kinsley Court, one of South Lakeland's most desirable gated communities! This beautifully crafted 4-bedroom, 3-bathroom pool home with a dedicated office and bonus room was built by Tapia Construction and offers the perfect blend of comfort, functionality, and style. Upon entering, you'll immediately appreciate the soaring ceilings, elegant crown molding, and spacious open layout. The heart of the home is the well-appointed kitchen featuring granite countertops, stainless-steel appliances, wood cabinetry, a built-in pantry, and a center island with additional seating. The adjoining living room showcases tray ceilings and overlooks the screened-in pool area, creating an ideal space for entertaining and everyday living. The generous primary suite serves as a private retreat with two walk-in closets and an ensuite bathroom complete with dual vanities, a tiled walk-in shower, and a separate soaking tub. Designed with privacy in mind, the home features a tri-split floor plan, with two secondary bedrooms sharing a full bathroom on one side of the home, while the fourth bedroom and third bathroom are conveniently located near the pool area—perfect for guests or multigenerational living. Additional highlights include a private office near the front entrance, a versatile flex space ideal for a formal dining room or additional living area, and an upstairs bonus room perfect for a media room, game room, or playroom. Step outside and enjoy Florida living year-round from the screened lanai and sparkling inground pool. For added peace of mind, a brand-new roof will be installed prior to closing. Conveniently located near shopping, dining, healthcare facilities, and the Polk Parkway, this home provides easy access to both Tampa and Orlando while maintaining the privacy and charm of South Lakeland living. Don't miss this exceptional opportunity!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,675
Sqft
0.25 ac
Lot size
2
Garage
2008
Year built
Two
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,874 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,874/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16%
$/sqft vs Lakeland actives
$196 vs $195
Days on market
42 vs 43 typical
Where $196/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
199 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2873 KINSLEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$335,000
2818 KINSLEY STREET · same community
4 bd · 3 ba · 2,512 sqft · $133/sqft · 7 DOM
Sold · Apr ’26$450,000
5766 HIGH RIDGE LOOP
4 bd · 2 ba · 2,701 sqft · $167/sqft · 82 DOM
Sold · Oct ’25$540,000
5819 HOLLYHOCK DRIVE
4 bd · 2 ba · 2,647 sqft · $204/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2873 KINSLEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2873 KINSLEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2873 KINSLEY DRIVE FAQs
What would the monthly payment be for 2873 KINSLEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,874/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2873 KINSLEY DRIVE?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2873 KINSLEY DRIVE?+
The most recent tax bill on record (2025) was $3,846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2873 KINSLEY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $525,000, this home is listed about 55% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2873 KINSLEY DRIVE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · John Hubbert, Jr. MLS #L4963030.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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