7766 LAKE JAMES BOULEVARD, LAKELAND, FL, 33810
Active149 days on marketListed Mar 10, 2026MLS #L4959907
About this home
7766 LAKE JAMES BOULEVARD
Positioned on a prime corner homesite within the exclusive 55+ gated community of Lake James Estates, this custom-built Ernie White “Miriam II” pool and spa residence blends refined design with effortless living. Thoughtfully customized for both elegance and function, this 2-bedroom, 2-bath home includes a versatile flex space ideal for a private office, third bedroom, or den. The open-concept floor plan is anchored by a chef-inspired kitchen that seamlessly connects to the dining and living areas — creating a sophisticated yet inviting atmosphere for entertaining and everyday comfort. Pocket sliding glass doors open to a beautifully extended screened brick paver lanai featuring a heated spa/spool and additional outdoor living space — the perfect setting for relaxation or hosting guests. Inside, a built-in electric fireplace enhances the living area while offering tranquil views of the pool. Luxury finishes and custom enhancements include: • Wood plank tile flooring throughout • Plantation shutters • Remote-controlled interior shades • Remote hurricane screens on lanai • Custom California Closets • Built-in drop zone • Dedicated garage laundry space • Expansive 3-car garage with golf cart storage Designed with accessibility and long-term livability in mind, the home offers widened entryways, a roll-in shower, modified primary bath counters, and automatic door openers — seamlessly integrated without compromising style. A Generac whole-house generator provides additional peace of mind. Residents of Lake James Estates enjoy maintenance-free living, with HOA services covering lawn care, landscaping, cable TV, internet, and common area maintenance — allowing you to focus on enjoying the lifestyle. This is a rare opportunity to own a highly customized, move-in-ready pool home in one of Lakeland’s premier active adult communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,664
Sqft
0.2 ac
Lot size
3
Garage
2020
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,579 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,579/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$288 vs $195
Days on market
149 vs 43 typical
Where $288/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
200 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 7766 LAKE JAMES BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$395,000
7779 LAKE JAMES BOULEVARD · same community
2 bd · 2 ba · 1,788 sqft · $221/sqft · 130 DOM
Sold · Nov ’25$480,000
7786 LAKE JAMES BOULEVARD · same community
3 bd · 2 ba · 1,890 sqft · $254/sqft · 28 DOM
Sold · Jan ’26$390,000
7771 LAKE JAMES BOULEVARD · same community
2 bd · 2 ba · 1,925 sqft · $203/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7766 LAKE JAMES BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7766 LAKE JAMES BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7766 LAKE JAMES BOULEVARD FAQs
What would the monthly payment be for 7766 LAKE JAMES BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,579/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7766 LAKE JAMES BOULEVARD?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7766 LAKE JAMES BOULEVARD?+
The most recent tax bill on record (2025) was $852. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7766 LAKE JAMES BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $480,000, this home is listed about 42% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$480,000 runs 43% above the LAKELAND 33810 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
149 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of HOMETRUST REAL ESTATE & PTY MGT · Ryan Grady. MLS #L4959907.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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