7770 LAKE JAMES BOULEVARD, LAKELAND, FL, 33810
Active416 days on marketListed Jun 16, 2025MLS #L4953716
About this home
7770 LAKE JAMES BOULEVARD
BIG PRICE REDUCTION to: $430,000! WELCOME to the SPECTACULAR 55+ COMMUNITY of LAKE JAMES!! A premier gated community of fine homes built by award winning builder Ernie White. Conveniently located in north Lakeland with easy access to I-4, it includes a large clubhouse, pool, and fitness center. This stunning Hunter model, built in 2021 (like new), is 1990 sq. ft. 0f living area and total 2862 square footage under roof, featuring soaring ceilings (12' in the great room area), crown molding, eight foot interior doors ,and oversized windows with plantation shutters throughout (even in the garage). Some of the upgraded features added to this home are: extensive lighting/ electrical package, electrical shade for the sliding glass door to the exterior patio, beautiful bamboo wood look porcelain tile, $7,000+ upgraded appliance package, whole house water filtration system, and epoxy coated garage floor. The great room is the hub of the home and opens to the kitchen and dining areas. The large kitchen boasts: solid wood cabinets, quartz counters, stainless appliances with an induction cooktop, pantry, and a oversized breakfast bar. The primary suite features plenty of natural light, a large walk in closet (7'x15') and a glamour bath with roll in shower. Guests have their own space with the split plan including a large bedroom and bath. Also, you can use the large office/den as the 3rd bedroom or as your workout room. This beautiful home lacks nothing in upgrades. Please view the photos and ask your agent to not miss showing you this fine home!!! Thank you!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,990
Sqft
0.16 ac
Lot size
2
Garage
2021
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,626 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,626/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs Lakeland actives
$216 vs $195
Days on market
416 vs 43 typical
Where $216/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
199 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 7770 LAKE JAMES BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$390,000
7771 LAKE JAMES BOULEVARD · same community
2 bd · 2 ba · 1,925 sqft · $203/sqft · 124 DOM
Sold · Nov ’25$480,000
7786 LAKE JAMES BOULEVARD · same community
3 bd · 2 ba · 1,890 sqft · $254/sqft · 28 DOM
Sold · Sep ’25$395,000
7779 LAKE JAMES BOULEVARD · same community
2 bd · 2 ba · 1,788 sqft · $221/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7770 LAKE JAMES BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7770 LAKE JAMES BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7770 LAKE JAMES BOULEVARD FAQs
What would the monthly payment be for 7770 LAKE JAMES BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,626/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7770 LAKE JAMES BOULEVARD?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7770 LAKE JAMES BOULEVARD?+
The most recent tax bill on record (2024) was $5,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7770 LAKE JAMES BOULEVARD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $430,000, this home is listed about 27% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$430,000 runs 28% above the LAKELAND 33810 median — but at 1,990 sqft it's also 16% larger than the typical Lakeland listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
416 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $518,000, now $430,000 — a $88K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Joe Christian. MLS #L4953716.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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