David Ramirez
$630,000$665,0004 bd3.5 ba3,213 sqft$196 /sqft$4,089 /mo all-in ↓

5905 MAGNOLIA LANE, LAKELAND, FL, 33810

Active200 days on marketListed Jan 22, 2026MLS #L4958649

Reduced $35KPrivate poolSingle Family ResidenceSILVER LAKES REP

About this home

5905 MAGNOLIA LANE

Virtually Staged. NEW PRICE on this unique one-of-a-kind property with tons of possibilities and ready for the next chapter . . . YOU. If you require a workshop or space for RV or boat storage and prefer to avoid HOA restrictions, this property affords an excellent solution. Situated on nearly 1.5 acres, it features a 3,200+ square foot main residence, along with a detached barn/workshop that includes a partially finished living area above. Entry is secured by a private electric gate, enhancing safety and privacy. The expansive circular driveway leads to a deep wrap-around porch, welcoming you to this impressive tri-level home. The main and center level encompasses formal living and dining rooms, a traditional country-style kitchen with brick accented walls, and picture windows that provide views of the screened, enclosed pool. Adjacent to the kitchen, a breakfast nook overlooks the pool area. Upstairs, there are three spacious bedrooms, including the primary suite with its own private bath. The lower level provides a large bonus room (or fourth bedroom) featuring a fully ADA-accessible bathroom and an inside laundry room. The side-entry garage offers direct access to both the bonus and utility rooms. Recent updates include fresh interior paint, county water for potable use, irrigation from a well, a completely new septic system (tank and drain field) installed in 2026 days, and two traditional AC units servicing the main house. Nearby, the nearly 2,000-square-foot barn/workshop boasts a second floor, partially finished living area (approximately 500 square feet not counted in the main dwelling’s SF), cooled by a geothermal heat pump (GHP). Additional amenities include the electric entry gate and a private pond in the front yard, which could be stocked for recreational fishing. There is potential for establishing a “family compound,” as the adjoining property may be available for separate purchase. It shares part of the circular driveway, but has its own gated entrance, and could afford shared equity for multiple owners or multi-generational households. This property is ideally suited for individuals who own work vehicles or operate small businesses and want to avoid HOA conflicts. Showings are easy to arrange; please schedule an appointment. No trespassing is permitted.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,213

Sqft

1.32 ac

Lot size

2

Garage

1962

Year built

Two

Levels

$196

Per sqft

Private poolPool & Water viewPets allowed

Inside

FlooringCarpet · Laminate · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · PrimaryBedroom Upstairs · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Zoned

Outside & construction

RoofShingle
ConstructionBrick · Stucco · Wood Frame
FoundationSlab
ViewPool · Water
FacesSouth
ParkingCircular Driveway · Driveway · Garage Door Opener · Garage Faces Side · Ground Level · Other
ExteriorLighting · Private Entrance · Private Mailbox

Community & fees

Taxes (2025)$3,519/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sprinkler Well · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,089 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$293
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,000
Interest rate6.00%
Loan term

Estimated payment

$4,089/mo

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property taxes (actual bill)$293
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lakeland actives

$196 vs $194

Days on market

200 vs 44 typical

Where $196/sqft sits among the 400 Lakeland actives

76
134
102 · this home
41
20
27
$127–161$161–196$196–231$231–265$265–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 5905 MAGNOLIA LANE

Drive times from this address

Downtown Tampa40 min
Walt Disney World43 min
Tampa Int’l Airport (TPA)51 min
Universal Orlando53 min
Downtown Orlando59 min
Orlando Int’l Airport (MCO)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

203 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $630,000 $35K
Jan 22, 2026Listed at $665,000 · 200 days on market since
1962Built · SILVER LAKES REP

Reality check

What actually sold near 5905 MAGNOLIA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6320 SILVER LAKES DRIVE WSold · Mar ’26

$272,900

6320 SILVER LAKES DRIVE W · same community

3 bd · 2 ba · 1,857 sqft · $147/sqft · 123 DOM

6231 RES CIRCLESold · Oct ’25

$245,000

6231 RES CIRCLE · same community

2 bd · 2 ba · 1,800 sqft · $136/sqft · 19 DOM

2175 SILVER RE DRIVESold · Dec ’25

$240,000

2175 SILVER RE DRIVE · same community

2 bd · 2 ba · 1,656 sqft · $145/sqft · 126 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5905 MAGNOLIA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5905 MAGNOLIA LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5905 MAGNOLIA LANE FAQs

What would the monthly payment be for 5905 MAGNOLIA LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,089/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5905 MAGNOLIA LANE?+

The most recent tax bill on record (2025) was $3,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5905 MAGNOLIA LANE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $630,000, this home is listed about 86% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$630,000 runs 88% above the LAKELAND 33810 median — but at 3,213 sqft it's also nearly twice the size of the typical Lakeland listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

200 days on market against a Lakeland median of 44 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $665,000, now $630,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of PREMIER REALTY NETWORK, INC · Jeri Thom. MLS #L4958649.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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