2403 DERBYSHIRE AVENUE, LAKELAND, FL, 33803
Active30 days on marketListed Jul 7, 2026MLS #L4963006
About this home
2403 DERBYSHIRE AVENUE
Luxury and location come together in this stunning Hulbert Homes Mediterranean-style residence just one block from Lake Hollingsworth! Built in 2023 and offering just shy of 3,000 square feet of thoughtfully designed living space, this 4-bedroom, 3-bath home also features a spacious loft and dedicated office, providing room to live, work, and entertain with ease. Venture inside to discover high ceilings and an open-concept floor plan centered around a beautifully appointed kitchen with a large quartz island, bar seating, and seamless flow into the expansive living area. The living room is anchored by a custom-built entertainment wall featuring extensive cabinetry for both display and storage, creating an elegant focal point for the home. At the front of the home, a versatile bedroom is equipped with a built-in Murphy bed and custom storage, conveniently located next to a full bath that also serves guests. The primary ensuite is tucked away off the living room and features a spacious walk-in closet with a custom California Closets system, an additional closet with built-ins, and a luxurious ensuite bath with a walk-in shower and dual-sink vanity. Upstairs, the flexible floor plan continues with two ample sized bedrooms, a large shared bathroom with tub-shower, built-in hallway cabinetry, and an open loft space that could easily be enclosed to create a fifth bedroom if desired. Also upstairs, a dedicated office overlooks the neighborhood and offers Lake Hollingsworth views, making it the perfect work-from-home retreat. Outdoor living is equally impressive in this home! The expansive 45-foot paver lanai features a wood-paneled ceiling, stone fireplace, TV wiring, and a mini bar—ideal for year-round entertaining. The fully fenced backyard offers lush landscaping and green space for relaxation, pets, or play. The home is equipped with an EV charging station in the garage and includes a generator with a direct connection to the home's electrical panel for added convenience and peace of mind. Situated on the charming brick-lined street of Derbyshire and just moments from Common Ground Park, Cleveland Heights Golf Course, and city of Lakeland tennis courts, this exceptional home offers the rare opportunity to enjoy modern living in one of Lakeland's most sought-after neighborhoods of Lake Hollingsworth!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,950
Sqft
0.17 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,600 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,600/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36%
$/sqft vs Lakeland actives
$327 vs $195
Days on market
30 vs 43 typical
Where $327/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hollingsworth
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Hollingsworth — neighborhood snapshot
Population
3,551
Median age
41
Median income
$122,863
Median home value
$383,750
Avg household
3
Households w/ children
439
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
192 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 230% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2403 DERBYSHIRE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$820,000
3604 BRIDGEFIELD DRIVE
4 bd · 3 ba · 3,137 sqft · $261/sqft · 29 DOM
Sold · Apr ’26$545,000
3600 ASHLING DRIVE
3 bd · 2 ba · 2,513 sqft · $217/sqft · 43 DOM
Sold · Apr ’26$595,000
3625 ASHLING DRIVE
3 bd · 2 ba · 2,510 sqft · $237/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2403 DERBYSHIRE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2403 DERBYSHIRE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2403 DERBYSHIRE AVENUE FAQs
What would the monthly payment be for 2403 DERBYSHIRE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,600/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2403 DERBYSHIRE AVENUE?+
The most recent tax bill on record (2025) was $10,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $965,000, this home is listed about 185% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2403 DERBYSHIRE AVENUE?+
Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PAIGE WAGNER HOMES REALTY · Paige Wagner. MLS #L4963006.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 2403 DERBYSHIRE AVENUE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →