2564 DELPHI WOODS CIRCLE, LAKELAND, FL, 33812
Active37 days on marketListed Jun 25, 2026MLS #TB8523094
About this home
2564 DELPHI WOODS CIRCLE
LUXURY, PRIVACY, AND EXCEPTIONAL CRAFTSMANSHIP converge in this stunning custom built estate located within one of South Lakeland’s most sought after gated communities, designed and built by Hulbert Homes. Perfectly situated on an expansive homesite, this meticulously designed 4 bedroom, 3 bath residence with an oversized 3 car garage offers the ideal blend of elegance, comfort, and modern functionality. From the moment you arrive, the home’s striking contemporary farmhouse architecture, manicured landscaping, and inviting covered entry create an unforgettable first impression. Step through the double front doors into a grand foyer showcasing soaring ceilings, rich hardwood flooring, extensive crown molding, and designer finishes throughout. The thoughtfully designed open-concept floor plan is centered around a breathtaking great room featuring a dramatic tray ceiling and oversized sliding glass doors that seamlessly blend indoor and outdoor living. The chef’s kitchen is truly the heart of the home and is appointed with custom cabinetry, premium stainless steel appliances, double wall ovens, a built-in wine refrigerator, oversized center island with seating, elegant quartz countertops, and an abundance of workspace and storage; perfect for both everyday living and entertaining. The private owner’s retreat serves as a luxurious sanctuary, offering generous proportions and a spa-inspired bath complete with dual vanities, a freestanding soaking tub, and an oversized walk-in shower designed for ultimate relaxation. A desirable split-bedroom layout provides privacy and comfort for family and guests, while a dedicated office/flex room offers endless possibilities as a home office, fitness room, or media space. One of the home’s most impressive features is the expansive screened lanai, complete with a beautiful tongue and groove wood ceiling, outdoor television, wet bar, and multiple entertaining spaces that invite year round enjoyment of Florida’s outdoor lifestyle. Beyond the lanai, the sprawling backyard provides an incredible sense of space and privacy, with ample room to create the backyard oasis of your dreams. Residents of this exclusive gated community enjoy the peace of mind that comes with privacy and security while being just minutes from South Lakeland’s premier shopping, dining, medical facilities, top rated schools, and convenient access to the Polk Parkway and I-4 corridor. Opportunities to own a custom estate of this caliber on an oversized homesite in one of South Lakeland’s premier gated communities are exceptionally rare. This extraordinary residence offers luxury living at its finest and is ready to welcome its next
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,654
Sqft
0.44 ac
Lot size
3
Garage
2020
Year built
One
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,119 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,119/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+78.3%
$/sqft vs Lakeland actives
$354 vs $193
Days on market
37 vs 33 typical
Where $354/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
204 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 149% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2564 DELPHI WOODS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$540,000
5819 HOLLYHOCK DRIVE
4 bd · 2 ba · 2,647 sqft · $204/sqft · 48 DOM
Sold · Aug ’25$650,000
3249 PEARLY DRIVE
4 bd · 3 ba · 2,620 sqft · $248/sqft · 23 DOM
Sold · Apr ’26$450,000
5766 HIGH RIDGE LOOP
4 bd · 2 ba · 2,701 sqft · $167/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2564 DELPHI WOODS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2564 DELPHI WOODS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2564 DELPHI WOODS CIRCLE FAQs
What would the monthly payment be for 2564 DELPHI WOODS CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,119/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2564 DELPHI WOODS CIRCLE?+
The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2564 DELPHI WOODS CIRCLE?+
The most recent tax bill on record (2025) was $4,759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2564 DELPHI WOODS CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $939,900, this home is listed about 176% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2564 DELPHI WOODS CIRCLE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STAR BAY REALTY CORP. · Douglas Mills. MLS #TB8523094.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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