624 KERNEYWOOD STREET, LAKELAND, FL, 33803
Active26 days on marketListed Jul 20, 2026MLS #L4963653
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Upcoming open house
Sat, Aug 15
11:00 AM – 2:00 PM
About this home
624 KERNEYWOOD STREET
Step into the timeless charm of historic Lakeland with this beautifully maintained 1938 bungalow, ideally located just three blocks from the picturesque shores of **Lake Hollingsworth** and moments from the shopping, dining, and everyday conveniences of **Southgate Plaza**. Nestled along a classic **brick roadway** and featuring a **brick driveway**, this home captures the character and nostalgia that make this neighborhood one of Lakeland's most beloved. Offering **2 bedrooms, 1 bathroom, and 950 square feet** of thoughtfully maintained living space, this move-in ready home is rich with original details, including beautiful hardwood floors, cedar-lined closets, original interior doors, and vintage glass doorknobs that showcase the craftsmanship of a bygone era. The updated kitchen blends modern functionality with timeless appeal, featuring wood cabinetry, solid surface countertops, stainless steel appliances, and easy access to the spacious, fully fenced backyard. Whether you're entertaining friends on the large deck, enjoying a quiet morning coffee, or simply relaxing outdoors, this backyard is ready to be enjoyed. Designed for both charm and peace of mind, the home has been thoughtfully updated with **new interior and exterior paint, a 5-year-old architectural shingle roof, updated plumbing supply lines, and a new electrical panel.** Termite Bond purchased for buyer’s benefit ** Whether you're searching for your first home, looking to downsize, or dreaming of living in one of Lakeland's most sought-after neighborhoods, this home offers the perfect combination of historic character, modern updates, and an unbeatable location. Homes like this are more than a place to live—they're an opportunity to experience the charm, walkability, and lifestyle that make the heart of Lakeland so special.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
950
Sqft
0.17 ac
Lot size
1
Garage
1938
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,394 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,394/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.3%
$/sqft vs Lakeland actives
$316 vs $193
Days on market
26 vs 45 typical
Where $316/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hollingsworth
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Hollingsworth — neighborhood snapshot
Population
3,551
Median age
41
Median income
$122,863
Median home value
$383,750
Avg household
3
Households w/ children
439
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $325K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
221 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 624 KERNEYWOOD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$230,000
218 EASTWAY DRIVE
3 bd · 1 ba · 959 sqft · $240/sqft · 0 DOM
Sold · Oct ’25$200,000
631 CAROLYN DRIVE
3 bd · 1 ba · 851 sqft · $235/sqft · 20 DOM
Sold · Mar ’26$99,999
730 ERIE COURT
1 bd · 1 ba · 812 sqft · $123/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 624 KERNEYWOOD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 624 KERNEYWOOD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
624 KERNEYWOOD STREET FAQs
What would the monthly payment be for 624 KERNEYWOOD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,394/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 624 KERNEYWOOD STREET?+
The most recent tax bill on record (2025) was $4,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $299,900, this home is listed about 12% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 624 KERNEYWOOD STREET?+
Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOELKERS LAKELAND · Lisa Matheny. MLS #L4963653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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