2524 LARKSPUR DRIVE, PUNTA GORDA, FL, 33950
Active143 days on marketListed Mar 13, 2026MLS #L4960121
About this home
2524 LARKSPUR DRIVE
FREEDOM & WATERFRONT LIVING – NO DEED RESTRICTIONS! Discover the perfect canvas for your custom coastal retreat at 2524 Larkspur Dr. This premier .23-acre SALTWATER CANAL lot in the sought-after Charlotte Park community offers something rare in Florida: true homeowner freedom. With NO GATES and NO MANDATORY HOA, you have the liberty to build your dream home and live the lifestyle you choose without the burden of heavy restrictions or high monthly fees. A BOATER’S PARADISE: Boasting approximately 90 feet of water frontage, this property provides a direct navigable path via Alligator Creek to the Peace River, Charlotte Harbor, and the open waters of the Gulf of Mexico. Imagine walking out to your private dock for a sunrise fishing trip or a sunset cruise—world-class boating is literally in your backyard. WHY THIS LOCATION? Freedom of Ownership: Non-gated and no deed restrictions. Store your boat or trailer on-site (per county code) and enjoy a relaxed, "Old Florida" neighborhood feel. Community Perks: An optional $50/year civic association fee grants you access to a private community boat ramp. Prime Proximity: Just minutes from the historic charm of downtown Punta Gorda, Fishermen’s Village, and waterfront dining. Ready to Build: Public water is available. High and dry residential pocket with mature tropical surroundings. Whether you are looking to build a primary residence or a high-demand vacation rental, this lot offers the ultimate combination of Gulf access and residential autonomy. Don't wait, waterfront opportunities with this level of freedom are disappearing fast. Start building your Florida legacy today!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$955 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$955/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2524 LARKSPUR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$369,000
3120 Magnolia Way, Punta Gorda FL 33950 · same community
3 bd · 2 ba · 89 DOM
Sold · Apr ’26$240,000
3030 Palm Drive, Punta Gorda FL 33950 · same community
2 bd · 2 ba · 176 DOM
Sold · Dec ’25$164,000
2801 POINCIANA COURT · same community
3 bd · 1 ba · 864 sqft · $190/sqft · 234 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2524 LARKSPUR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2524 LARKSPUR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2524 LARKSPUR DRIVE FAQs
What would the monthly payment be for 2524 LARKSPUR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $955/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2524 LARKSPUR DRIVE?+
The most recent tax bill on record (2025) was $1,189. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $109,900, this home is listed about 68% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2524 LARKSPUR DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$109,900 is 59% below the PUNTA GORDA 33950 median of $267,250.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
143 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $125,000, now $109,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY PRESTIGE · Veronica Bard. MLS #L4960121.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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