David Ramirez

2702 LARKSPUR DRIVE, PUNTA GORDA, FL, 33950

Active78 days on marketListed May 7, 2026MLS #C7525767

Priced 71% below the PUNTA GORDA 33950 medianWaterfrontCHARLOTTE PARK

About this home

2702 LARKSPUR DRIVE

Build your Florida dream home on this prime waterfront lot located in the desirable Charlotte Park area of Punta Gorda. Offering 90 feet of water frontage, this property provides the perfect setting for enjoying Southwest Florida’s coastal lifestyle. Whether you’re planning a custom home or investing in waterfront property, this lot offers endless potential in a peaceful, established neighborhood. With convenient access to local amenities and nearby attractions, it’s an ideal location for both relaxation and recreation. PROPERTY OVERVIEW: • Waterfront vacant lot • 90 feet of water frontage • Ideal for custom home construction • Located in Charlotte Park WATERFRONT FEATURES: • Expansive water views • Plenty of space for dock or boat lift (permitting required) • Great opportunity for boating and fishing LOCATION HIGHLIGHTS: • Situated in Punta Gorda • Close to shopping, dining, and everyday conveniences • Near parks, boat ramps, and outdoor recreation • Easy access to Charlotte Harbor • Short drive to historic downtown Punta Gorda, Fishermen’s Village, and local waterfront destinations An excellent opportunity to own a waterfront homesite in a sought-after area—perfect for building now or holding as an investment in Southwest Florida’s growing market.

Facts & features

The home at a glance

0.23 ac

Lot size

Waterfront

Inside

Outside & construction

FacesWest

Community & fees

Taxes (2025)$1,439/yr

Utilities & systems

UtilitiesElectrical Nearby · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$786 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$470
FHA mortgage insurance (est.)$35
Property tax — 2025 actual bill$120
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,797
Interest rate6.00%
Loan term

Estimated payment

$786/mo

Principal & interest$470
FHA mortgage insurance (est.)$35
Property taxes (actual bill)$120
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 2702 LARKSPUR DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

May 7, 2026Listed at $79,900 · 78 days on market since

Reality check

What actually sold near 2702 LARKSPUR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3120 Magnolia Way, Punta Gorda FL 33950Sold · Nov ’25

$369,000

3120 Magnolia Way, Punta Gorda FL 33950 · same community

3 bd · 2 ba · 89 DOM

3030 Palm Drive, Punta Gorda FL 33950Sold · Apr ’26

$240,000

3030 Palm Drive, Punta Gorda FL 33950 · same community

2 bd · 2 ba · 176 DOM

2801 POINCIANA COURTSold · Dec ’25

$164,000

2801 POINCIANA COURT · same community

3 bd · 1 ba · 864 sqft · $190/sqft · 234 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2702 LARKSPUR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2702 LARKSPUR DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2702 LARKSPUR DRIVE FAQs

What would the monthly payment be for 2702 LARKSPUR DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $786/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2702 LARKSPUR DRIVE?+

The most recent tax bill on record (2025) was $1,439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $79,900, this home is listed about 77% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 2702 LARKSPUR DRIVE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW PEACE RIVER PARTNERS · Robert Rose. MLS #C7525767.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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