2402 LARKSPUR DRIVE, PUNTA GORDA, FL, 33950
Active177 days on marketListed Jan 28, 2026MLS #A4679917
About this home
2402 LARKSPUR DRIVE
Build your waterfront dream home in the quaint and highly desirable Charlotte Park community of Punta Gorda, where charm meets true boating access. This prime corner .20-acre waterfront lot offers powerboat access to Charlotte Harbor and is served by city water and sewer, making it an exceptional opportunity for effortless coastal living. Featuring 29 feet of waterfront with a riprap seawall and sidewalk along waterfront, this property is ideally positioned with eastern rear exposure over the water—perfect for tranquil mornings—and western exposure at the front, capturing warm afternoon light. Enjoy long canal views, natural surroundings, and glowing sunset skies, all from your future backyard. With ample space to design a custom home, this large corner lot delivers the perfect balance of convenience and navigable waterfront access. Cruise the scenic canals straight out to Charlotte Harbor, or venture further to Boca Grande, Cayo Costa, and the Myakka River, offering world-class boating, fishing, and island hopping. Waterfront dining and coastal destinations are just minutes away by boat. Ideally located near US-41, shopping, restaurants, hospitals, downtown Punta Gorda, Fishermen’s Village, and local farmers markets, this property offers both a peaceful setting and everyday convenience. Whether you’re planning a full-time residence, seasonal retreat, or long-term investment, this waterfront lot—with city utilities ready to connect, is a rare opportunity to build and enjoy the best of Southwest Florida living. Don’t miss your chance to own a piece of Punta Gorda’s waterfront lifestyle—the Florida dream starts here. This is the Lowest Priced Waterfront lot in Charlotte Park.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$661 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$661/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2402 LARKSPUR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$369,000
3120 Magnolia Way, Punta Gorda FL 33950 · same community
3 bd · 2 ba · 89 DOM
Sold · Apr ’26$240,000
3030 Palm Drive, Punta Gorda FL 33950 · same community
2 bd · 2 ba · 176 DOM
Sold · Dec ’25$164,000
2801 POINCIANA COURT · same community
3 bd · 1 ba · 864 sqft · $190/sqft · 234 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2402 LARKSPUR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2402 LARKSPUR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2402 LARKSPUR DRIVE FAQs
What would the monthly payment be for 2402 LARKSPUR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $661/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2402 LARKSPUR DRIVE?+
The most recent tax bill on record (2025) was $770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2402 LARKSPUR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $69,000, this home is listed about 80% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2402 LARKSPUR DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$69,000 is 75% below the PUNTA GORDA 33950 median of $272,993.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
177 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ALLISON JAMES ESTATES & HOMES · Sharadan Edmonds. MLS #A4679917.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 2402 LARKSPUR DRIVE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →