David Ramirez
$265,000$309,0001 bd1 ba455 sqft$582 /sqft$2,119 /mo all-in ↓

326 NOLANE LANE, POLK CITY, FL, 33868

Active153 days on marketListed Mar 5, 2026MLS #L4959925

Reduced $44KFully furnishedSingle Family ResidenceMT OLIVE SHORES NORTH ADD 04

About this home

326 NOLANE LANE

Are you dreaming of escaping the winter chill and basking in the Florida sunshine? Imagine yourself in the heart of Mt. Olive Shores North, a premier upscale RV resort, where luxury and relaxation meet. We have the perfect property for your winter getaway, and it's waiting for you! This isn't just a property; it's an opportunity to create your ideal winter haven. Picture this: two separate casitas, each offering its own unique charm and functionality. The first is a fully equipped retreat, boasting a comfortable living area, a full kitchen for preparing delicious meals, a private bath, and the convenience of a washer/dryer. But the possibilities don't stop there! The second casita/Florida room is a blank canvas, ready to be transformed into whatever your heart desires. A home office for staying connected? A workshop for pursuing your hobbies? A she-shed for ultimate relaxation? Or perhaps a beautiful Florida room with additional living space and ample windows flooding the space with natural light and offering stunning views of the vibrant landscaping, inspiration will come easily. Imagine spending quiet afternoons and evenings relaxing in the gentle breeze, surrounded by lush greenery. And with brand new AC systems installed in both casitas this year (2025), you'll always be comfortable, no matter the weather. The thoughtful design extends beyond the casitas themselves. A beautifully paved area between the buildings is plumbed for an outdoor kitchen, perfect for entertaining and enjoying the balmy Florida evenings. And with plenty of space for creating your ideal outdoor sitting area, you'll be able to fully embrace the beautiful winter temperatures. A remote-controlled, weather-censored irrigation system ensures your property remains lush and vibrant year-round, with minimal effort on your part. But the appeal of this property goes beyond its individual features. Mt. Olive Shores North offers a vibrant community with two clubhouses, each boasting a sparkling pool and a calendar full of social activities. Whether you're looking to stay active or simply relax and unwind, you'll find everything you need right at your doorstep. Don't miss out on this incredible opportunity to own a piece of paradise in Mt. Olive Shores North. This property is meticulously designed for efficiency, comfort, and enjoyment. Call today to schedule an appointment to see it for yourself. We promise, it won't last long!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

455

Sqft

0.22 ac

Lot size

2020

Year built

One

Levels

$582

Per sqft

Furnished55+ community

Inside

FlooringEpoxy
AppliancesBuilt-In Oven · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Window Treatments
LaundryInside
CoolingMini-Split Unit(s)
HeatingWall Units / Window Unit
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorIrrigation System · RV Hookup

Community & fees

HOA fee$167/mo
Taxes (2025)$1,376/yr
PetsDogs OK
CommunityClubhouse · Dog Park · Fitness Center · Gated Community - Guard

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,119 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$115
HOA fee — from the listing$167
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,119/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$115
HOA / condo fee$167
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs MT OLIVE SHORES NORTH ADD 04

$582 vs $334

Days on market

153 vs 54 typical

Where $582/sqft sits among the 9 homes for sale in MT OLIVE SHORES NORTH ADD 04

8
0
0 · this home
0
0
1
$277–415$415–554$554–693$693–832$832–970$970+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Polk City

Map of 326 NOLANE LANE

Drive times from this address

Walt Disney World32 min
Universal Orlando42 min
Downtown Tampa47 min
Downtown Orlando48 min
Orlando Int’l Airport (MCO)53 min
Tampa Int’l Airport (TPA)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

POLK CITY 33868 — neighborhood snapshot

Population

13,676

Median age

40.7

Median income

$74,048

Median home value

$235,600

Avg household

2.89

Households w/ children

1,446

For the school run

Polk County School District

ElementaryPolk City Elementary School★★★★
MiddleLake Alfred Polytech Academy★★★★
HighTenoroc High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$280K$300K

Polk City median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

1 of 9

MT OLIVE SHORES NORTH ADD 04 have cut their price

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 441% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

CurrentPrice reduced to $265,000 $44K
Mar 5, 2026Listed at $309,000 · 153 days on market since
2020Built · MT OLIVE SHORES NORTH ADD 04

Reality check

What actually sold near 326 NOLANE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

751 MEANDERING WAYSold · Jan ’26

$300,000

751 MEANDERING WAY · same community

1 bd · 1 ba · 864 sqft · $347/sqft · 29 DOM

648 MEANDERING WAYSold · Feb ’26

$450,000

648 MEANDERING WAY · same community

1 bd · 1 ba · 1,172 sqft · $384/sqft · 149 DOM

783 TEABERRY TRAILSold · Dec ’25

$545,000

783 TEABERRY TRAIL · same community

1 bd · 1.5 ba · 1,283 sqft · $425/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 326 NOLANE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 326 NOLANE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

326 NOLANE LANE FAQs

What would the monthly payment be for 326 NOLANE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,119/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 326 NOLANE LANE?+

The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 326 NOLANE LANE?+

The most recent tax bill on record (2025) was $1,376. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 326 NOLANE LANE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Polk City?+

At $265,000, this home is listed about 33% below the Polk City median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 326 NOLANE LANE?+

Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$265,000 runs 441% above the POLK CITY 33868 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

153 days on market against a Polk City median of 54 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $309,000, now $265,000 — a $44K cut. The full history is in the market section below.

Listing courtesy of MOSN REALTY · Patricia Toogood. MLS #L4959925.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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