
561 MEANDERING WAY, POLK CITY, FL, 33868
Active156 days on marketListed Mar 2, 2026MLS #L4959843
About this home
561 MEANDERING WAY
Virtually Staged. Are you searching for a winter escape, a place that combines the comforts of a charming casita home with the freedom to embrace the RV lifestyle? Look no further! This delightful RV casita, nestled in the highly desirable Mt. Olive Shores North community, offers the perfect blend of luxury, convenience, and potential. This charming casita is located on two lots, providing you with unparalleled privacy and ample room for expansion. Picture yourself in the bright and airy living area, bathed in natural light streaming through the windows, offering a picturesque view of the beautifully landscaped yard. The kitchen, complete with an eat-in area, is perfect for preparing meals. The bedroom features a space-saving Murphy bed and built-in closets, maximizing your living space. And the bonus room? Let your imagination run wild! It could be your home office, a creative workshop, a charming she-shed, or even a second bedroom. Beyond the main living area, you will find a two-car garage with remote-controlled sun screen, along with separate small garage ideal for storage or your golf cart. The corner lot boasts ample RV parking in front with full RV hook-ups and a separate driveway, making it a true haven for the RV enthusiast. But the magic doesn't stop there. Extend your living space outdoors onto a screened-in lanai, complete with an outdoor grilling/kitchen area. This is the perfect spot for entertaining friends and family, or simply unwinding in the fresh air. The lanai seamlessly flows into a private backyard oasis, offering ultimate tranquility and privacy. Imagine relaxing by the fire pit on the additional patio, overlooking a serene pond. This casita has been meticulously maintained, boasting numerous recent updates, including a brand-new roof. It's ready for you to move in and start enjoying the Florida sunshine. This is more than just a casita; it's an opportunity to enjoy the best of both worlds – the comfort of a well-appointed home and the freedom to explore the open road. Don't miss your chance to own this truly exceptional property. It's a must-see! Schedule your private showing today and prepare to be captivated. We're confident you'll fall in love with this unique blend of comfort and adventure.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
761
Sqft
0.41 ac
Lot size
2
Garage
2008
Year built
One
Levels
$406
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,860 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,860/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs MT OLIVE SHORES NORTH ADD 04
$406 vs $334
Days on market
156 vs 54 typical
Where $406/sqft sits among the 9 homes for sale in MT OLIVE SHORES NORTH ADD 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
1 of 9
MT OLIVE SHORES NORTH ADD 04 have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 531% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 561 MEANDERING WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$300,000
751 MEANDERING WAY · same community
1 bd · 1 ba · 864 sqft · $347/sqft · 29 DOM
Sold · Feb ’26$450,000
648 MEANDERING WAY · same community
1 bd · 1 ba · 1,172 sqft · $384/sqft · 149 DOM
Sold · Dec ’25$545,000
783 TEABERRY TRAIL · same community
1 bd · 1.5 ba · 1,283 sqft · $425/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 561 MEANDERING WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 561 MEANDERING WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
561 MEANDERING WAY FAQs
What would the monthly payment be for 561 MEANDERING WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,860/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 561 MEANDERING WAY?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 561 MEANDERING WAY?+
The most recent tax bill on record (2025) was $4,933. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 561 MEANDERING WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $309,000, this home is listed about 22% below the Polk City median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 561 MEANDERING WAY?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Patricia Toogood. MLS #L4959843.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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