728 TEABERRY TRAIL, POLK CITY, FL, 33868
Active337 days on marketListed Sep 1, 2025MLS #L4955570
About this home
728 TEABERRY TRAIL
This pad in the sought after community of Mt. Olive Shores North is the perfect winter getaway. The 55+ RV community has plenty of activities with two clubhouses to keep you as active as you would like. The property has it's own private fence for your furry animal or just for entertaining. The storage building is equipped with a washer and dryer, a shower and toilet. Plenty of space to secure your extra items while you enjoy the outdoors. This property offers a deep well for irrigating your lawn. The back of the lot is open to a retention area and has a wonderful breeze all year round for your comfort. Call for an appointment to see this one today.
Facts & features
The home at a glance
0.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,693 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,693/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 286% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 728 TEABERRY TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$300,000
751 MEANDERING WAY · same community
1 bd · 1 ba · 864 sqft · $347/sqft · 29 DOM
Sold · Feb ’26$450,000
648 MEANDERING WAY · same community
1 bd · 1 ba · 1,172 sqft · $384/sqft · 149 DOM
Sold · Dec ’25$545,000
783 TEABERRY TRAIL · same community
1 bd · 1.5 ba · 1,283 sqft · $425/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 728 TEABERRY TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 728 TEABERRY TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
728 TEABERRY TRAIL FAQs
What would the monthly payment be for 728 TEABERRY TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,693/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 728 TEABERRY TRAIL?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 728 TEABERRY TRAIL?+
The most recent tax bill on record (2024) was $2,039. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 728 TEABERRY TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $189,000, this home is listed about 50% below the Polk City median of $374,900. The market section on this page shows how the area is trending.
Which schools are assigned to 728 TEABERRY TRAIL?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$189,000 runs 286% above the POLK CITY 33868 median.
02Time on market is leverage
337 days on market against a Polk City median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $219,000, now $189,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Christine Stull. MLS #L4955570.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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