David Ramirez
$285,0003 bd3 ba1,718 sqft$166 /sqft$2,243 /mo all-in ↓

4178 CANNES AVENUE, LAKE WALES, FL, 33859

Active11 days on marketListed Jul 23, 2026MLS #K4903656

Single Family ResidenceCHALET ESTATES

About this home

4178 CANNES AVENUE

Virtually Staged. Welcome to your new sanctuary in the heart of Chalet Estates, a premier gated community designed exclusively for 55+. As you step inside the glass storm door, you are welcomed into a spacious, enclosed courtyard, an ideal place for morning coffee, relaxing or entertaining. Upon entering the corridor, you will find a private entrance leading to a separate bedroom and bathroom, perfect for a mother-in-law suite or a comfortable guest room, ensuring visitors enjoy their own personal space. The heart of the home features an open concept design, where family room, kitchen, and dining area flow effortlessly together. The primary bedroom and second bedroom are thoughtfully split, offering flexibility and privacy. Living in Chalet Estates provides an active lifestyle enhanced by a variety of exceptional amenities. Residents can enjoy the waterfront clubhouse, a perfect hub for gatherings, a heated pool, fitness center and a patio area leading to the pier on Lake Suzanne. The home is equipped with a HVAC system installed in 2021 and a new roof was added in 2022, providing peace of mind and enhancing the homes durability. With the charm and comfort of this home, combined with fantastic amenities of the community, it's a wonderful place to call home. Located in Lake Wales, you will find yourself just moments away from, shopping, dining and vibrant local culture. Centrally located, your just a short drive to Orlando, Tampa or the beautiful beaches of Florida making this an ideal location for both relaxation and adventure. Come take a look!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,718

Sqft

0.13 ac

Lot size

2

Garage

2006

Year built

One

Levels

$166

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Laminate
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Eating Space In Kitchen · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesWest
ParkingDriveway
ExteriorAwning(s) · Courtyard · Lighting · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$210/mo
Taxes (2025)$828/yr
PetsYes
CommunityDock · Fishing · Lake · Buyer Approval Required · Clubhouse · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks · Special Community Restrictions · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,243 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$69
HOA fee — from the listing$210
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,243/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$69
HOA / condo fee$210
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$227KedgeAI estimate $274,801 · range $236K$277K$296K

vs edgeAI estimate

+3.7%

$/sqft vs Lake Wales actives

$166 vs $171

Days on market

11 vs 52 typical

Where $166/sqft sits among the 371 Lake Wales actives

62
130 · this home
98
43
13
25
$96–135$135–175$175–214$214–254$254–294$294+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Map of 4178 CANNES AVENUE

Drive times from this address

Walt Disney World44 min
Universal Orlando54 min
Downtown Orlando61 min
Orlando Int’l Airport (MCO)65 min
Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33859 — neighborhood snapshot

Population

10,827

Median age

50.2

Median income

$61,871

Median home value

$200,300

Avg household

2.36

Households w/ children

878

For the school run

Polk County School District

ElementarySpook Hill Elementary School★★★★★
HighWinter Haven Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

164 of 371

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the LAKE WALES 33859 median. See the full Lake Wales market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $285,000 · 11 days on market since
2006Built · CHALET ESTATES

Reality check

What actually sold near 4178 CANNES AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

524 LAKE SUZANNE DRIVESold · Apr ’26

$345,000

524 LAKE SUZANNE DRIVE · same community

3 bd · 3 ba · 1,718 sqft · $201/sqft · 414 DOM

400 LAKE SUZANNE DRIVESold · Mar ’26

$235,000

400 LAKE SUZANNE DRIVE · same community

3 bd · 3 ba · 1,718 sqft · $137/sqft · 151 DOM

235 LAKE SUZANNE DRIVESold · Feb ’26

$275,500

235 LAKE SUZANNE DRIVE · same community

3 bd · 3 ba · 1,744 sqft · $158/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4178 CANNES AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4178 CANNES AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4178 CANNES AVENUE FAQs

What would the monthly payment be for 4178 CANNES AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,243/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4178 CANNES AVENUE?+

The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4178 CANNES AVENUE?+

The most recent tax bill on record (2025) was $828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4178 CANNES AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $285,000, this home is listed about 14% above the Lake Wales median of $250,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4178 CANNES AVENUE?+

Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PLANTATION INN REALTY · Metta O'Bryant. MLS #K4903656.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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