
4436 WATERFORD DRIVE, LAKE WALES, FL, 33859
Active95 days on marketListed May 1, 2026MLS #P4938596
About this home
4436 WATERFORD DRIVE
One or more photo(s) has been virtually staged. This completely remodeled home, located in the prestigious golfing community of Lake Ashton, offers resort-style living at its finest. This modified Hemingway floor plan features 2 bedrooms, 2 bathrooms, and a den, thoughtfully designed for both comfort and entertaining. Upon arrival, you're greeted by a charming front porch adorned with pavers. Step inside to discover a spacious open-concept living area enhanced by high ceilings, recessed lighting, and an abundance of natural light streaming through a series of double-pane windows. The kitchen, the heart of the home, showcases white shaker-style cabinetry with soft-close hinges, matte black hardware, and granite countertops. The center island is appointed with custom pendant lighting, a double-bowl stainless steel sink with a gooseneck faucet, and ample prep space. A closet pantry adds functionality, while the charming breakfast nook and formal dining area provide ideal settings for both casual meals and entertaining guests. Privately situated at the rear of the home, the primary suite offers a peaceful retreat featuring a walk-in closet with stylish barn doors, recessed lighting, and a remote-controlled ceiling fan. The en-suite bathroom includes tile flooring, a comfort-height vanity with dual sinks, a linen closet, and a walk-in shower with a beautifully tiled surround. Luxury vinyl plank and solid-surface flooring extend throughout the home, creating a seamless, low-maintenance, and contemporary aesthetic. The guest bedroom is thoughtfully positioned to provide privacy for visitors. The guest bathroom features a comfort-height vanity with a granite countertop, a comfort-height toilet, and a tub/shower combination. Additional Features: Laundry room, New lighting throughout, Freshly painted interior and exterior, Double-pane windows, Architectural shingle roof (2024), New water heater, New HVAC system (2025), Exterior carriage lighting, Decorative stone landscape edging, Paver front porch, Keyless garage entry pad, Irrigation system, Paved driveway and walkway, Two-car garage with garage door opener. Lake Ashton is a gated, resort-style community offering an impressive array of amenities, including heated indoor and outdoor swimming pools, multiple spas, racquetball courts, billiards, a bowling alley, card room, fitness center, tennis courts, an arts and crafts studio, library, waterfront clubhouse with restaurant, pro shop, dog parks, boat ramp, storage facilities, and two championship 18-hole golf courses. This exceptional home combines modern upgrades, comfort, and world-class amenities, delivering the ultimate Florida lifestyle. Conveniently located near shopping, restaurants, Bok Tower Gardens, and Legoland. As an added bonus, the seller is willing to provide an appliance package credit at closing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,975
Sqft
0.14 ac
Lot size
2
Garage
2005
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs Lake Wales actives
$149 vs $174
Days on market
95 vs 54 typical
Where $149/sqft sits among the 368 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Ashton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
Lake Ashton — neighborhood snapshot
Population
3,278
Median age
62
Median income
$75,204
Median home value
$304,700
Avg household
2
Households w/ children
115
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
161 of 368
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the LAKE WALES 33859 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 4436 WATERFORD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$364,000
4648 TURNBERRY LANE · same community
3 bd · 2 ba · 1,847 sqft · $197/sqft · 62 DOM
Sold · Jul ’26$270,000
4576 TURNBERRY LANE · same community
2 bd · 2 ba · 1,814 sqft · $149/sqft · 13 DOM
Sold · May ’26$240,000
4432 WATERFORD DRIVE · same community
2 bd · 2 ba · 1,605 sqft · $150/sqft · 601 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4436 WATERFORD DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4436 WATERFORD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4436 WATERFORD DRIVE FAQs
What would the monthly payment be for 4436 WATERFORD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,179/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4436 WATERFORD DRIVE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4436 WATERFORD DRIVE?+
The most recent tax bill on record (2025) was $1,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4436 WATERFORD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $294,900, this home is listed about 18% above the Lake Wales median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4436 WATERFORD DRIVE?+
Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY LAKE WALES · Eileen Belanger. MLS #P4938596.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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