464 LAKE SUZANNE DRIVE, LAKE WALES, FL, 33859
Active403 days on marketListed Jun 26, 2025MLS #P4935255
Come see it
Upcoming open house
Wed, Aug 5
2:00 PM – 5:00 PM
About this home
464 LAKE SUZANNE DRIVE
Welcome to Chalet Estates, the premier 55+ gated community where comfort, style, and convenience converge. This exceptional 3-bedroom, 2-bath home is nestled on a premium lakefront lot, offering picturesque views and a peaceful lifestyle. A charming covered entrance invites you into an open-concept floor plan thoughtfully designed for effortless living. The spacious living room features vaulted ceilings, Berber carpeting, and oversized sliding glass doors that open to the Florida room, showcasing breathtaking views of Lake Suzanne. A large transom window fills the living and dining areas with abundant natural light. The eat-in kitchen is both functional and inviting, boasting oak cabinetry, updated microwave and refrigerator, recessed lighting, and a convenient closet pantry. The cozy breakfast nook offers the perfect setting to enjoy your morning coffee. The primary bedroom suite serves as a serene retreat, complete with vaulted ceilings, private patio access, and a generous walk-in closet. The en-suite bathroom includes an oak vanity, comfort-height toilet, a private water closet, and a spacious walk-in shower with seating. The Florida room is an ideal relaxation space, providing panoramic lake views that create a peaceful atmosphere. Additional features include: A dedicated laundry room with utility sink, washer, and dryer, Hurricane shutters, Gas water heater (2019), Whole-house generator (2019), Architectural shingle roof (2019), Carrier 2.5-ton HVAC system (2021), Double-pane windows, Exterior carriage lighting, Gutters and irrigation system, Pull-down attic stairs, Two-car garage with keyless entry and garage door opener Low monthly HOA fees of $200 include lawn maintenance, private road maintenance, and use of community clubhouse amenities. Chalet Estates residents enjoy a lakefront clubhouse, heated pool, veranda, fitness center, and a variety of planned community events. Conveniently located near shopping, restaurants, Bok Tower and Legoland, this fully furnished, turn-key ready home offers an exceptional lifestyle for its new owners.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,429
Sqft
0.17 ac
Lot size
2
Garage
2006
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,439 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,439/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.1%
$/sqft vs Lake Wales actives
$217 vs $171
Days on market
403 vs 52 typical
Where $217/sqft sits among the 371 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33859 — neighborhood snapshot
Population
10,827
Median age
50.2
Median income
$61,871
Median home value
$200,300
Avg household
2.36
Households w/ children
878
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
163 of 371
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the LAKE WALES 33859 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 464 LAKE SUZANNE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$235,000
231 LAKE SUZANNE DRIVE · same community
2 bd · 2 ba · 1,406 sqft · $167/sqft · 495 DOM
Sold · Mar ’26$222,500
4189 CANNES AVENUE · same community
3 bd · 2 ba · 1,385 sqft · $161/sqft · 497 DOM
Sold · Mar ’26$225,000
246 CHALET ESTATES STREET · same community
2 bd · 2 ba · 1,385 sqft · $162/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 464 LAKE SUZANNE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 464 LAKE SUZANNE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
464 LAKE SUZANNE DRIVE FAQs
What would the monthly payment be for 464 LAKE SUZANNE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,439/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 464 LAKE SUZANNE DRIVE?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 464 LAKE SUZANNE DRIVE?+
The most recent tax bill on record (2024) was $1,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 464 LAKE SUZANNE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $310,000, this home is listed about 24% above the Lake Wales median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 464 LAKE SUZANNE DRIVE?+
Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$310,000 runs 24% above the LAKE WALES 33859 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
403 days on market against a Lake Wales median of 52 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $360,000, now $310,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY LAKE WALES · Eileen Belanger. MLS #P4935255.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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