David Ramirez
$780,0004 bd3.5 ba2,600 sqft$300 /sqft$4,786 /mo all-in ↓

17449 CAPE HORN BOULEVARD, PUNTA GORDA, FL, 33955

Active255 days on marketListed Nov 20, 2025MLS #J995239

WaterfrontSingle Family ResidencePUNTA GORDA ISLES SEC 21

About this home

17449 CAPE HORN BOULEVARD

One or more photo(s) has been virtually staged. Pre-Construction. To be built. A rare opportunity presented by Cloud Design Build to create a custom home on a premium, west-facing lot that offers direct access to the lake and sweeping sunset views. This residence embodies a modern take on coastal living, offering four bedrooms, including two private primary suites ideal for multigenerational living or guest accommodations. Designed with an open-concept layout, this space is perfect for entertaining, boasting soaring ceilings, oversized wood-plank tile flooring, eight-foot doors, and a spacious chef’s kitchen equipped with an oversized island and a walk-in butler’s pantry. The expansive covered lanai features an outdoor kitchen, allowing for seamless indoor-outdoor living with stunning sunset views. Professionally designed landscaping enhances curb appeal and provides a refined setting for gatherings. Built with durability and performance in mind, this home includes a commercial-grade aluminum metal roof, PGT impact windows, and smart home technology for lighting, climate control, and security. Buyers will have the opportunity to personalize the finishes with the guidance of Cloud Design Build’s team. This is a unique chance to create a one-of-a-kind waterfront residence in one of Southwest Florida’s most desirable coastal communities

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,600

Sqft

0.25 ac

Lot size

3

Garage

One

Levels

$300

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Freezer · Microwave · Range Hood · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationBlock · Slab · Stem Wall
ViewWater
FacesEast
ParkingDriveway
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Sliding Doors

Community & fees

HOA fee$41/mo
Taxes (2025)$1,009/yr
PetsYes
CommunityLake · Deed Restrictions · Golf Carts OK · Park · Playground · Sidewalks

Utilities & systems

UtilitiesFiber Optics · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,786 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,209
PMI (est., until 20% equity)$293
Property tax — 2025 actual bill$84
HOA fee — from the listing$41
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,000
Interest rate6.00%
Loan term

Estimated payment

$4,786/mo

Principal & interest$4,209
PMI (est., until 20% equity)$293
Property taxes (actual bill)$84
HOA / condo fee$41
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $780K
$388KedgeAI estimate $444,732 · range $404K$506K$811K

vs edgeAI estimate

+75.4%

$/sqft vs PUNTA GORDA ISLES SEC 21

$300 vs $274

Days on market

255 vs 59 typical

Where $300/sqft sits among the 22 homes for sale in PUNTA GORDA ISLES SEC 21

5
1
3
4
6 · this home
3
$141–177$177–213$213–249$249–285$285–321$321+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 17449 CAPE HORN BOULEVARD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33955 — neighborhood snapshot

Population

10,503

Median age

64.4

Median income

$76,733

Median home value

$321,500

Avg household

1.98

Households w/ children

623

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

9 of 22

PUNTA GORDA ISLES SEC 21 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1802% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Nov 20, 2025Listed at $780,000 · 255 days on market since

Reality check

What actually sold near 17449 CAPE HORN BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

24319 CONTRA COSTA LANESold · Jun ’26

$730,000

24319 CONTRA COSTA LANE · same community

4 bd · 2.5 ba · 2,620 sqft · $279/sqft · 27 DOM

17411 MEDILLIN COURTSold · May ’26

$715,000

17411 MEDILLIN COURT · same community

3 bd · 2 ba · 2,448 sqft · $292/sqft · 39 DOM

16531 SAN EDMUNDO ROADSold · Mar ’26

$685,000

16531 SAN EDMUNDO ROAD · same community

3 bd · 2.5 ba · 2,803 sqft · $244/sqft · 320 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17449 CAPE HORN BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17449 CAPE HORN BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17449 CAPE HORN BOULEVARD FAQs

What would the monthly payment be for 17449 CAPE HORN BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,786/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17449 CAPE HORN BOULEVARD?+

The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17449 CAPE HORN BOULEVARD?+

The most recent tax bill on record (2025) was $1,009. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17449 CAPE HORN BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $780,000, this home is listed about 126% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 17449 CAPE HORN BOULEVARD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$780,000 runs 1802% above the PUNTA GORDA 33955 median — but at 2,600 sqft it's also 51% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

255 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J995239.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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