David Ramirez
$695,9004 bd3 ba2,465 sqft$282 /sqft$5,033 /mo all-in ↓

24017 PEPPERCORN ROAD, PUNTA GORDA, FL, 33955

Active472 days on marketListed Apr 8, 2025MLS #A4648152

Private poolFully furnishedSingle Family ResidencePUNTA GORDA ISLES SEC 21

About this home

24017 PEPPERCORN ROAD

Welcome to your next Luxurious Dream home in the Prime area of the highly sought after Punta Gorda, Florida. Nestled in the amazing neighborhood renowned for its top-tier schools and family-friendly ambiance, this spectacular residence embodies the epitome of class, luxury and upscale living. GREAT LOCATION WITH EASY ACCESS COMMUTING NORTH OR SOUTH! Step inside to discover a meticulously maintained residence that seamlessly blends updated amenities with spacious interior highlights recent upgrades throughout the home, ensuring comfort and style at every turn. Centered in the heart of the home, the gourmet chef's kitchen boasts immaculate granite countertops, wood cabinetry, stainless steel appliances, elegant bathrooms, and thoughtfully curated living spaces. This ideal Home has a NEW ROOF-2023, NEW LANAI-2023, New Exterior and Interior Lighting Systems. All the bedrooms fully Remodeled in 2022. This upscale home has four bedrooms, three bathrooms, and a den/home office, with room for family and friends within the 2,450 square feet of living area. Many upgrades including the living area feature high ceilings, arched entryways, an abundance of natural light, neutral décor, new tile flooring, a large formal living/dining room with pocket sliders to lanai, The master suite offers a lighted tray ceiling, slider to lanai, his and HUGE hers walk-in closets, and a private bath with dual sinks, a garden tub, and walk-in shower. Off the Family room there are 2 guest bedrooms with separate full baths and down the hall awaits the fourth bedroom with a separate third bathroom offering a walk-in shower and access to the pool. The outdoor entertaining area features a large, covered lanai and screened pool overlooking a quiet serene setting where sunsets can be enjoyed. This luxurious residence is Meticulously maintained with pride in ownership. Other amenities include an oversized 2.5-car garage, whole-house hurricane protection w/impact-resistant doors & windows, zoned A/C, water heaters. This luxury property is located close to A-rated Schools such as Florida Southwestern Collegiate High School, Sallie Jones Elementary School and Babcock High School which stands as a beacon of academic excellence. Renowned for its rigorous academic programs and commitment to student success, these institutions consistently rank among the TOP SCHOOLS in the area. Punta Gorda, is known for 10 stunning golf courses and 15 parks spanning 80 acres for walking and biking trails. Centrally positioned with easy access to three major airports. However, what truly sets this property apart is its proximity to the picturesque beach, offering a haven for outdoor enthusiasts and those seeking tranquility by the water's edge. There are 20 lakes in Charlotte County for fishing and is close to all the main waterways. This home is located within a short distance of many local favorites, the Isles Yacht Club, moments away from Boca Grande, Fisherman's Village, Fine Dining, Shopping & Boutiques, LIVE entertainment, and the Beautiful Downtown Punta Gorda.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,465

Sqft

0.24 ac

Lot size

3

Garage

2007

Year built

One

Levels

$282

Per sqft

Private poolPool viewFurnished

Inside

FlooringCeramic Tile · Hardwood
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Range · Washer
InteriorCeiling Fan(s) · High Ceilings
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewPool
FacesNorthwest
ExteriorHurricane Shutters · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$41/mo
Taxes (2024)$9,794/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,033 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,755
PMI (est., until 20% equity)$261
Property tax — 2024 actual bill$816
HOA fee — from the listing$41
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,590Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,590
Interest rate6.00%
Loan term

Estimated payment

$5,033/mo

Principal & interest$3,755
PMI (est., until 20% equity)$261
Property taxes (actual bill)$816
HOA / condo fee$41
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PUNTA GORDA ISLES SEC 21

$282 vs $267

Days on market

472 vs 59 typical

Where $282/sqft sits among the 24 homes for sale in PUNTA GORDA ISLES SEC 21

5
2
4
3 · this home
7
3
$141–177$177–213$213–249$249–285$285–321$321+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 24017 PEPPERCORN ROAD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33955 — neighborhood snapshot

Population

10,503

Median age

64.4

Median income

$76,733

Median home value

$321,500

Avg household

1.98

Households w/ children

623

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

8 of 24

PUNTA GORDA ISLES SEC 21 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1597% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Apr 8, 2025Listed at $695,900 · 472 days on market since
2007Built · PUNTA GORDA ISLES SEC 21

Reality check

What actually sold near 24017 PEPPERCORN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17411 MEDILLIN COURTSold · May ’26

$715,000

17411 MEDILLIN COURT · same community

3 bd · 2 ba · 2,448 sqft · $292/sqft · 39 DOM

17446 CORNFLOWER LANESold · Feb ’26

$420,000

17446 CORNFLOWER LANE · same community

3 bd · 2.5 ba · 2,347 sqft · $179/sqft · 37 DOM

24319 CONTRA COSTA LANESold · Jun ’26

$730,000

24319 CONTRA COSTA LANE · same community

4 bd · 2.5 ba · 2,620 sqft · $279/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 24017 PEPPERCORN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 24017 PEPPERCORN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

24017 PEPPERCORN ROAD FAQs

What would the monthly payment be for 24017 PEPPERCORN ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,033/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 24017 PEPPERCORN ROAD?+

The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 24017 PEPPERCORN ROAD?+

The most recent tax bill on record (2024) was $9,794. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 24017 PEPPERCORN ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $695,900, this home is listed about 102% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 24017 PEPPERCORN ROAD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$695,900 runs 1597% above the PUNTA GORDA 33955 median — but at 2,465 sqft it's also 43% larger than the typical Punta Gorda listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

472 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of VETERANS REALTY INC. · Ella Selyukov. MLS #A4648152.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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