David Ramirez
$749,9994 bd2 ba2,101 sqft$357 /sqft$5,228 /mo all-in ↓

16883 ACAPULCO ROAD, PUNTA GORDA, FL, 33955

Active32 days on marketListed Jun 22, 2026MLS #J1002237

Private poolSingle Family ResidencePUNTA GORDA ISLES SEC 21

About this home

16883 ACAPULCO ROAD

Exceptionally maintained and built in 2023, this stunning Florida-style pool home in Burnt Store Lakes perfectly blends modern luxury, quality craftsmanship, and the relaxed Southwest Florida lifestyle. Situated on an oversized double lot, the property enjoys an exceptional sense of space, privacy, and separation from neighboring homes. The generous homesite and open surroundings create a peaceful setting rarely found in newer construction, making this home a true retreat. Designed with both comfort and entertaining in mind, the open-concept floor plan is filled with natural light and showcases thoughtfully designed living spaces throughout. The spacious great room features wood-look tile flooring, tray ceilings with crown molding, recessed lighting, and expansive 8-foot impact sliding glass doors that seamlessly connect indoor and outdoor living. The open layout effortlessly combines the living area, dining space, and gourmet kitchen, creating the perfect setting for everyday living and entertaining guests. At the heart of the home, the beautifully appointed kitchen has premium granite countertops, stylish tile backsplash, custom pendant lighting, a wine fridge, and a large walk-in pantry. The private primary suite serves as a peaceful retreat, offering direct access to the lanai and pool, 2 custom walk-in closets, and a spa-inspired ensuite bath complete with dual granite vanities, floor-to-ceiling tiled walk-in shower with dual shower heads, and linen storage. A split-bedroom floor plan provides privacy for family and guests, with two spacious guest bedrooms and a dedicated home office located on the opposite side of the home. The guest bath features dual sinks, floor-to-ceiling tiled shower, and convenient access to the pool area. Outdoor living is equally impressive, allowing for spectacular Florida sunsets from the screened lanai. Enjoy a sparkling pool, covered outdoor seating area, and mature tropical landscaping with fruit trees creating a private and tranquil backyard setting. Car & outdoor enthusiasts will appreciate the oversized 3+ car garage featuring epoxy flooring, overhead storage racks, 12 ft ceilings, and ample room for vehicles, golf carts, workshop, or recreational toys. Residents of Burnt Store Lakes enjoy public water & sewer, a community park with picnic pavilions, playground, and restrooms, as well as a kayak launch providing direct access to Charlotte Harbor. Adjacent Burnt Store Marina offers a full-service marina, waterfront dining, golf, boating, and optional dockage. Conveniently located near Downtown Punta Gorda, Cape Coral, shopping, dining, and Southwest Florida's renowned Gulf Coast attractions. Move-in ready and built with exceptional attention to detail, this remarkable home delivers the perfect combination of luxury, comfort, and Florida living.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,101

Sqft

0.44 ac

Lot size

3

Garage

2023

Year built

One

Levels

$357

Per sqft

Private poolTrees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationBlock · Stem Wall
ViewTrees/Woods
FacesSouth
ParkingDriveway · Oversized · Workshop in Garage
ExteriorIrrigation System · Lighting · Outdoor Grill · Private Yard · Sliding Doors

Community & fees

HOA fee$86/mo
Taxes (2025)$7,850/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Boat Ramp · Fishing · Water Access · Clubhouse · Deed Restrictions · Park · Playground

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,228 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$654
HOA fee — from the listing$86
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$5,228/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$654
HOA / condo fee$86
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$516KedgeAI estimate $565,103 · range $538K$634K$780K

vs edgeAI estimate

+32.7%

$/sqft vs PUNTA GORDA ISLES SEC 21

$357 vs $267

Days on market

32 vs 59 typical

Where $357/sqft sits among the 24 homes for sale in PUNTA GORDA ISLES SEC 21

5
2
4
4
7
2 · this home
$141–177$177–213$213–249$249–285$285–321$321+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 16883 ACAPULCO ROAD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33955 — neighborhood snapshot

Population

10,503

Median age

64.4

Median income

$76,733

Median home value

$321,500

Avg household

1.98

Households w/ children

623

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

8 of 24

PUNTA GORDA ISLES SEC 21 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1729% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $749,999 · 32 days on market since
2023Built · PUNTA GORDA ISLES SEC 21

Reality check

What actually sold near 16883 ACAPULCO ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16506 CAPE HORN BOULEVARDSold · May ’26

$369,000

16506 CAPE HORN BOULEVARD · same community

3 bd · 2.5 ba · 2,113 sqft · $175/sqft · 303 DOM

24060 PEPPERCORN ROADSold · Apr ’26

$471,390

24060 PEPPERCORN ROAD · same community

4 bd · 3 ba · 2,084 sqft · $226/sqft · 306 DOM

17424 MUSCAT LANESold · Mar ’26

$491,000

17424 MUSCAT LANE · same community

4 bd · 3 ba · 2,061 sqft · $238/sqft · 104 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16883 ACAPULCO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16883 ACAPULCO ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16883 ACAPULCO ROAD FAQs

What would the monthly payment be for 16883 ACAPULCO ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,228/mo — principal and interest, the actual property-tax bill, the $86/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16883 ACAPULCO ROAD?+

The association fee works out to $86 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16883 ACAPULCO ROAD?+

The most recent tax bill on record (2025) was $7,850. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16883 ACAPULCO ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $749,999, this home is listed about 117% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 16883 ACAPULCO ROAD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1002237.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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