4875 SW COUNTY ROAD 240, LAKE CITY, FL, 32024
Active21 days on marketListed Jul 17, 2026MLS #GC542051
About this home
4875 SW COUNTY ROAD 240
Beautiful 16+ acres on a paved road, with a mix of cleared land, hardwood forest, and rolling terrain throughout the property. Former Rose Creek runs along the bottom of the acreage, lined with mature oak trees. The brick home is a fully updated 4-bedroom, 3-bathroom layout plus a dedicated office, built on a three-way split floor plan. Living space includes a formal living room, separate dining room, and a family room with a gas fireplace. The kitchen sits at the center of the home with granite countertops and stainless steel appliances, along with a bar area featuring a wine fridge and matching granite counters. The office is located off the formal living room and leads into a guest bedroom with its own attached bathroom. On the other side of the home, two additional bedrooms share a full bathroom. The primary bedroom has an updated en-suite bathroom with a walk-in shower. All four bedrooms include walk-in closets. A full laundry room connects to the carport. Updates include a metal roof, an A/C system that is 3 years old, a tankless gas water heater, all-new windows throughout the home, and updated plumbing and electrical systems. Outdoor features include a screened back porch with a hot tub and a separate open back patio. The home is surrounded by a landscaped flower and butterfly garden. Additional structures include a large barn with an attached lean-to, an RV carport, and a deluxe chicken coop. Located near river and springs that North Florida is known for, an easy drive into Lake City and to I-75!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,211
Sqft
16.19 ac
Lot size
2
Garage
1975
Year built
One
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,830 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,830/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
$/sqft vs NOT IN SUBDIVISION
$266 vs $255
Days on market
21 vs 55 typical
Where $266/sqft sits among the 124 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32024 — neighborhood snapshot
Population
20,644
Median age
44.2
Median income
$62,066
Median home value
$201,700
Avg household
2.6
Households w/ children
2,304
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $249K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
59 of 124
NOT IN SUBDIVISION have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the LAKE CITY 32024 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 4875 SW COUNTY ROAD 240
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$299,990
1307 LONG STREET · same community
4 bd · 2 ba · 2,146 sqft · $140/sqft · 6 DOM
Sold · Mar ’26$1,450,000
3800 GERBER DAIRY ROAD · same community
3 bd · 2 ba · 2,406 sqft · $603/sqft · 14 DOM
Sold · Apr ’26$250,000
19750 SE 30TH STREET · same community
3 bd · 2 ba · 1,950 sqft · $128/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4875 SW COUNTY ROAD 240 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4875 SW COUNTY ROAD 240 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4875 SW COUNTY ROAD 240 FAQs
What would the monthly payment be for 4875 SW COUNTY ROAD 240?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,830/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4875 SW COUNTY ROAD 240?+
The most recent tax bill on record (2025) was $3,248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $589,000, this home is listed about 48% above the Lake City median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4875 SW COUNTY ROAD 240?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GARRETT REALTY · Katie Garrett. MLS #GC542051.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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