David Ramirez
$1,335,0004 bd4 ba3,583 sqft$373 /sqft$9,117 /mo all-in ↓

10407 SW 26TH PLACE, GAINESVILLE, FL, 32608

Active19 days on marketListed Jul 14, 2026MLS #GC541930

Private poolSingle Family ResidenceESTATES OF WILDS PLANTATION

About this home

10407 SW 26TH PLACE

Virtually Staged. Just bring your belongings and start enjoying our Florida lifestyle. This exceptional custom pool home in the sought-after Estates of Wilds Plantation offers 3,583 SF of impeccably designed living space, where refined craftsmanship and effortless FL living come together perfectly. Beautifully appointed, every detail reflects a commitment to quality and comfort. The versatility of this floor plan is one of Tommy Waters Custom Homes' most sought-after modern transitional designs, featuring 5 bedrooms (use your 5th bedroom as a spacious bonus room, media room or game room) and 4 baths. The separate study, with convenient access to a full bath, also offers the ideal opportunity for a 6th bedroom. The chef's kitchen serves as the heart of the home, featuring custom handcrafted floor to ceiling height wood cabinetry, granite countertops, premium finishes, a center prep island, an “L” shape raised breakfast bar for seating for 8, a pantry, and high end appliances, including a 5-burner gas cooktop with 9 cabinetry doors underneath for easy storage solutions, and a built-in Miele whole bean coffee system that delivers espressos, cappuccinos, lattes or regular coffee. In short, the kitchen is perfectly designed for everything from daily meals to large gatherings. Adjacent to the kitchen is the dining space complete with dry bar, display shelving, upper and lower cabinets, and beverage cooler. The luxurious primary suite offers a retreat with refined finishes and an atmosphere of quiet relaxation with its separate sitting area overlooking the pool, spa, and lanai. Each closet is outfitted with closet organizational systems. The en suite bath has a separate soaking tub and water closet. Further, there are dual vanities and a spacious walk-in shower. GUEST accommodations are flexible to your needs….3 guest rooms with a bonus room and separate office **OR** 4 guest rooms with a separate bonus room/office **OR** 5 guest rooms, all while maintaining comfort for family and visitors alike. All baths have quartz counters. Additional upgrades include wood-look porcelain tile flooring throughout the main living areas, the separate office and separate bonus room – mimicking the appearance of natural hardwood planks in these rooms. The 468 SF paver lanai is designed for year-round enjoyment, with a fully equipped summer kitchen with grill, exhaust hood, quartz countertop topping the lower storage cabinets, and a beverage cooler. The saltwater pool and gas heated spa are the lanai’s focal points. Use the pool for fun and play **OR** turn on the propulsion jets for your endless pool, generating a smooth, adjustable river-like turbulence-free flow, without the need for flip turns, ideal for swimming in place, rigorous training or aquatic therapy. The fully fenced rear yard offers just under a 1/10th of an acre of space for fun and play. With over 35ft of depth and 110ft wide in the rear yard alone, this overall .45-arce lot faces south for the optimum sun-directionality for your pool and yard, perfect for starting your backyard food garden. Beautifully crafted and thoughtfully engineered, this home also offers exceptional energy efficiency with 6.54KW solar panels with battery backup, a Carrier multi-zone HVAC system, Low-E insulated windows and transoms, and dual tankless water heaters. Completing the package is a full-size laundry room, separate side entrance door, a custom stop-n-drop, fresh exterior paint, and a 3-car side entry garage with paver driveway.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,583

Sqft

0.45 ac

Lot size

3

Garage

2016

Year built

One

Levels

$373

Per sqft

Private poolFireplaceNegotiable

Inside

FlooringCarpet · Porcelain Tile · Hardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Other · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorFrench Doors · Irrigation System · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk

Community & fees

HOA fee$50/mo
Taxes (2025)$14,438/yr
PetsBreed Restrictions
CommunityCommunity Mailbox · Deed Restrictions · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Solar · Sprinkler Meter · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,117 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,204
PMI (est., until 20% equity)$501
Property tax — 2025 actual bill$1,203
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $133,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $133,500
Interest rate6.00%
Loan term

Estimated payment

$9,117/mo

Principal & interest$7,204
PMI (est., until 20% equity)$501
Property taxes (actual bill)$1,203
HOA / condo fee$50
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$903KedgeAI estimate $1,131,924 · range $940K$1.3M$1.4M

vs edgeAI estimate

+17.9%

$/sqft vs Gainesville actives

$373 vs $198

Days on market

19 vs 36 typical

Where $373/sqft sits among the 400 Gainesville actives

102
126
101
36
18
17 · this home
$128–169$169–210$210–250$250–291$291–332$332+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wilds Plantation

Map of 10407 SW 26TH PLACE inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Wilds Plantation — neighborhood snapshot

Population

832

Median age

37

Median income

$177,933

Median home value

$458,500

Avg household

3

Households w/ children

112

For the school run

Alachua County School District

ElementaryLawton M. Chiles Elementary School★★★★
MiddleKanapaha Middle School★★★★★
HighF. W. Buchholz High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

188 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 507% above the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $1,335,000 · 19 days on market since
2016Built · ESTATES OF WILDS PLANTATION

Reality check

What actually sold near 10407 SW 26TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3401 SW 106TH STREETSold · Jun ’26

$1,375,000

3401 SW 106TH STREET · same community

4 bd · 4 ba · 3,575 sqft · $385/sqft · 18 DOM

2924 SW 106TH STREETSold · Dec ’25

$1,212,000

2924 SW 106TH STREET · same community

5 bd · 4 ba · 3,571 sqft · $339/sqft · 42 DOM

3564 SW 106TH STREETSold · Jul ’26

$1,340,000

3564 SW 106TH STREET · same community

4 bd · 4.5 ba · 3,604 sqft · $372/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10407 SW 26TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10407 SW 26TH PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10407 SW 26TH PLACE FAQs

What would the monthly payment be for 10407 SW 26TH PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,117/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10407 SW 26TH PLACE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10407 SW 26TH PLACE?+

The most recent tax bill on record (2025) was $14,438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10407 SW 26TH PLACE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $1,335,000, this home is listed about 352% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 10407 SW 26TH PLACE?+

Lawton M. Chiles Elementary School (elementary), Kanapaha Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,335,000 runs 507% above the GAINESVILLE 32608 median — but at 3,583 sqft it's also nearly 2 times the size of the typical Gainesville listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lawton M. Chiles Elementary School, Kanapaha Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Cindy Birk. MLS #GC541930.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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