5015 SW 91 TERRACE, GAINESVILLE, FL, 32608
Active235 days on marketListed Dec 8, 2025MLS #GC535863
About this home
5015 SW 91 TERRACE
A unique opportunity awaits you in the Haile Village Center. This custom-built, three-story, mixed-use building includes an income-producing commercial space on the first floor. A private elevator provides access to your two-story, 3,700+ square foot luxury penthouse home. The third floor features luxurious finishes throughout, including wood floors, crown molding, and 15-foot ceilings. The showstopping kitchen boasts cherry cabinets, granite counters, two islands, and a Thermador appliance package. The living room/dining room combination includes a gas fireplace. This level also features a full bathroom and a theater room complete with a wet bar and refrigerator. Multiple covered balconies allow for enjoyment of the tranquil Village views and include a private summer kitchen for alfresco dining and grilling. The second floor is a quiet oasis with three full bedrooms, a study, and a gathering area. The large primary bedroom features a spacious walk-in closet and a bathroom with marble floors, a large bathtub, and a walk-in shower. The large gathering space has built-ins, a microwave, and a second wet bar area. Abundant windows provide private views of the tree-lined Village street. This premier, one-of-a-kind property is within short distance to the restaurants, shops, and the weekly farmers market in Haile Village. The long-term tenant occupying the first floor provides rental income each month. Don’t let this unique opportunity pass you by!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
5,340
Sqft
0.05 ac
Lot size
2009
Year built
Three Or More
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,848 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,848/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$239 vs $199
Days on market
235 vs 36 typical
Where $239/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haile Plantation
Get to know Gainesville. See the full Gainesville guide →
Haile Plantation — neighborhood snapshot
Population
5,843
Median age
48
Median income
$118,974
Median home value
$437,518
Avg household
2
Households w/ children
658
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
179 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 475% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 5015 SW 91 TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$625,000
6465 SW 88 TERRACE
4 bd · 3.5 ba · 2,860 sqft · $219/sqft · 2 DOM
Sold · Aug ’25$530,000
5802 SW 89TH TERRACE
3 bd · 2.5 ba · 2,488 sqft · $213/sqft · 13 DOM
Sold · Nov ’25$430,000
8925 SW 62ND PLACE
4 bd · 3 ba · 2,318 sqft · $186/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5015 SW 91 TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5015 SW 91 TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5015 SW 91 TERRACE FAQs
What would the monthly payment be for 5015 SW 91 TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,848/mo — principal and interest, the actual property-tax bill, the $287/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5015 SW 91 TERRACE?+
The association fee works out to $287 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5015 SW 91 TERRACE?+
The most recent tax bill on record (2025) was $12,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5015 SW 91 TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,275,000, this home is listed about 331% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5015 SW 91 TERRACE?+
Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,275,000 runs 475% above the GAINESVILLE 32608 median — but at 5,340 sqft it's also nearly 4 times the size of the typical Gainesville listing.
02Time on market is leverage
235 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Michele Loeffler. MLS #GC535863.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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