120 NW 9TH STREET, GAINESVILLE, FL, 32601
Active112 days on marketListed Apr 13, 2026MLS #GC539312
About this home
120 NW 9TH STREET
Multifamily housing opportunity as this property is walking distance to the main entrance of University of Florida. Current Zoning "Urban Mixed Use" with Land Use "U-6" allowing 8 story building and 150 units per acre. This property being .25 acres will allow 36 units with 7 being affordable housing.
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,978 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,978/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fifth Avenue
Get to know Gainesville. See the full Gainesville guide →
Fifth Avenue — neighborhood snapshot
Population
2,726
Median age
22
Median income
$30,573
Median home value
$370,400
Avg household
3
Households w/ children
35%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 420% above the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 120 NW 9TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$127,000
1015 SW 9TH STREET UNIT D2
1 bd · 1 ba · 576 sqft · $220/sqft · 27 DOM
Sold · Jan ’26$116,000
1015 SW 9TH STREET UNIT B2
1 bd · 1 ba · 576 sqft · $201/sqft · 7 DOM
Sold · Jan ’26$125,000
1015 SW 9TH STREET UNIT C4
1 bd · 1 ba · 576 sqft · $217/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 120 NW 9TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 NW 9TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
120 NW 9TH STREET FAQs
What would the monthly payment be for 120 NW 9TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,978/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 120 NW 9TH STREET?+
The most recent tax bill on record (2025) was $3,794. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $1,300,000, this home is listed about 340% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 120 NW 9TH STREET?+
Carolyn Beatrice Parker Elementary (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · John Thomas. MLS #GC539312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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