David Ramirez
$399,0003 bd2 ba1,176 sqft$339 /sqft$3,124 /mo all-in ↓

901 NW 3RD AVENUE, GAINESVILLE, FL, 32601

Active7 days on marketListed Jul 17, 2026MLS #GC542053

Single Family ResidenceBROWNS ADD W R THOMAS SUB

About this home

901 NW 3RD AVENUE

***Investor Alert! Prime Location Near UF & Downtown*** This 3-bedroom + bonus room, 2-bath home offers an excellent investment opportunity in a highly sought-after area near UF, Publix, downtown shops, and restaurants. Featuring beautiful wood floors throughout, an updated kitchen with a gas range, microwave, and granite countertops, as well as remodeled bathrooms, this home blends charm with modern convenience. Currently rented through July 2027, it provides a steady income stream and would continue to be a great rental or the perfect home for anyone wanting to live near UF.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,176

Sqft

0.14 ac

Lot size

1935

Year built

One

Levels

$339

Per sqft

Fireplace

Inside

FlooringHardwood
AppliancesDryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame (FSC Certified) · Wood Siding
FoundationCrawlspace
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$5,269/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,124 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$439
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,124/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$439
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$272KedgeAI estimate $321,511 · range $284K$339K$415K

vs edgeAI estimate

+24.1%

$/sqft vs Gainesville actives

$339 vs $197

Days on market

7 vs 36 typical

Where $339/sqft sits among the 400 Gainesville actives

84
114
78
62
31
31 · this home
$123–159$159–195$195–231$231–267$267–303$303+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fifth Avenue

Map of 901 NW 3RD AVENUE inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Fifth Avenue — neighborhood snapshot

Population

2,726

Median age

22

Median income

$30,573

Median home value

$370,400

Avg household

3

Households w/ children

35%

For the school run

Alachua County School District

ElementaryCarolyn Beatrice Parker Elementary★★★★
HighGainesville High School★★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

185 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the GAINESVILLE 32601 median. See the full Gainesville market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $399,000 · 7 days on market since
1935Built · BROWNS ADD W R THOMAS SUB

Reality check

What actually sold near 901 NW 3RD AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

913 NW 3RD AVENUESold · Aug ’25

$370,000

913 NW 3RD AVENUE · same community

4 bd · 2 ba · 1,576 sqft · $235/sqft · 58 DOM

608 SW 2ND STREETSold · Jul ’25

$124,000

608 SW 2ND STREET

3 bd · 1.5 ba · 1,176 sqft · $105/sqft · 8 DOM

911 SE 11TH AVENUESold · Nov ’25

$155,000

911 SE 11TH AVENUE

3 bd · 2 ba · 1,156 sqft · $134/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 901 NW 3RD AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 901 NW 3RD AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

901 NW 3RD AVENUE FAQs

What would the monthly payment be for 901 NW 3RD AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,124/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 901 NW 3RD AVENUE?+

The most recent tax bill on record (2025) was $5,269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $399,000, this home is listed about 35% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 901 NW 3RD AVENUE?+

Carolyn Beatrice Parker Elementary (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CORNERSTONE REALTY & MANAGEMENT SERVICES LLC · Jamie Williams. MLS #GC542053.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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