1324 SW 120TH DRIVE, GAINESVILLE, FL, 32607
Active24 days on marketListed Jul 9, 2026MLS #GC541741
About this home
1324 SW 120TH DRIVE
Located in the sought-after SW Gainesville neighborhood of Gloria's Way, this 4-bedroom, 3.5-bath residence is perfectly situated on a quiet cul-de-sac and was designed to make an impression from the moment you arrive. As the front door opens, your eyes are immediately drawn through the home to the tranquil pond beyond, where expansive windows fill the living spaces with natural light and create a seamless connection to the outdoors. Soaring ceilings, clean architectural lines, and thoughtfully selected finishes create a warm, inviting atmosphere that immediately feels like home. Step inside and experience a floor plan that was designed for both everyday living and effortless entertaining. Expansive windows beautifully frame the pond views throughout the main living areas, while custom Roman shades add warmth, texture, and a polished finishing touch. As you continue into the heart of the home, the open-concept living and dining spaces flow seamlessly into the kitchen, where a striking waterfall island serves as the centerpiece. Custom cabinetry, premium stainless steel appliances, designer lighting, and generous workspace come together to create a kitchen that is as functional as it is beautiful. Whether you're preparing dinner or gathering with friends, every space remains connected while taking full advantage of the peaceful backyard views. Down the hall, an additional flex space offers endless possibilities, making it the perfect family room, game room, media room, home office, or playroom to fit your lifestyle. Privately tucked away, the primary suite offers a peaceful retreat with a spa-inspired bathroom designed for relaxation. Three additional bedrooms and beautifully appointed bathrooms provide plenty of space for family and guests, with every room reflecting the same thoughtful attention to detail found throughout the home. From the carefully curated finishes and custom Roman shades to the seamless indoor-outdoor connection overlooking the pond, every detail has been thoughtfully selected to create a home that is both elegant and welcoming. Offering a timeless design, functional layout, and exceptional setting, this Gloria's Way residence presents an opportunity to enjoy one of SW Gainesville's most desirable communities.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,137
Sqft
0.19 ac
Lot size
2
Garage
2025
Year built
One
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,021 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,021/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Gainesville actives
$303 vs $198
Days on market
24 vs 36 typical
Where $303/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 405% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1324 SW 120TH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$860,000
951 SW 120TH DRIVE · same community
4 bd · 3 ba · 2,956 sqft · $291/sqft · 105 DOM
Sold · Aug ’25$705,000
1124 SW 120TH DRIVE · same community
4 bd · 3 ba · 2,660 sqft · $265/sqft · 421 DOM
Sold · Mar ’26$880,000
12059 SW 12TH LANE · same community
3 bd · 3.5 ba · 2,562 sqft · $343/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1324 SW 120TH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1324 SW 120TH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1324 SW 120TH DRIVE FAQs
What would the monthly payment be for 1324 SW 120TH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,021/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1324 SW 120TH DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1324 SW 120TH DRIVE?+
The most recent tax bill on record (2025) was $3,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1324 SW 120TH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $950,000, this home is listed about 221% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1324 SW 120TH DRIVE?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$950,000 runs 405% above the GAINESVILLE 32607 median — but at 3,137 sqft it's also nearly twice the size of the typical Gainesville listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Hanna Manalis. MLS #GC541741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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