1026 SW 120TH DRIVE, GAINESVILLE, FL, 32607
Active117 days on marketListed Apr 7, 2026MLS #GC538990
About this home
1026 SW 120TH DRIVE
Welcome to this exceptional 2019 Pridgen Parade Home, a true courtyard estate located in the sought-after community of Gloria’s Way—where luxury design and resort-style living converge. Beyond the double front doors, you are immediately welcomed into a stunning private courtyard oasis featuring a pool and spa, multiple water features, mature palms, and expansive seating areas designed for both relaxation and entertaining. An outdoor fireplace and Big Green Egg grilling station anchor the space, while a private rear yard access and outdoor shower further enhance the indoor-outdoor lifestyle. A fully detached one-bedroom, one-bath casita offers ideal flexibility for guests, a private office, or multigenerational living. The main residence offers 4 bedrooms and 3.5 baths with a seamless open-concept design. Multiple glass doors invite natural light and provide effortless flow between the interior living spaces and the courtyard. At the heart of the home is a designer kitchen featuring a dramatic quartz island, KitchenAid double ovens, a six-burner gas cooktop with pot filler, soft-close cabinetry with illuminated glass uppers, open shelving, and a side-by-side Frigidaire Professional refrigerator and freezer. A spacious walk-in pantry completes the space, designed for both everyday living and elevated entertaining. The kitchen transitions seamlessly into the dining area and expansive living room, where custom built-ins, a gas fireplace, and a beverage center with wine refrigeration create a refined yet comfortable gathering space. The thoughtfully designed three-way split floor plan ensures privacy, with each bedroom enjoying convenient access to its own bath. The owner’s retreat is a private sanctuary with direct courtyard access, its own fireplace, dual walk-in closets, and a spa-inspired ensuite featuring a steam, sauna, and multi-head shower system, dual vanities, and a freestanding soaking tub. Additional highlights include a fully integrated smart home system controlling lighting and key home functions directly from your phone, along with numerous upgrades that elevate both form and function throughout the property. Offered fully furnished and turnkey, this residence presents a rare opportunity to step immediately into a curated luxury lifestyle—ideal as a primary residence or executive retreat.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,038
Sqft
0.3 ac
Lot size
2
Garage
2019
Year built
One
Levels
$411
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,755 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,755/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$411 vs $198
Days on market
117 vs 36 typical
Where $411/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 565% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1026 SW 120TH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$860,000
951 SW 120TH DRIVE · same community
4 bd · 3 ba · 2,956 sqft · $291/sqft · 105 DOM
Sold · Aug ’25$705,000
1124 SW 120TH DRIVE · same community
4 bd · 3 ba · 2,660 sqft · $265/sqft · 421 DOM
Sold · Mar ’26$880,000
12059 SW 12TH LANE · same community
3 bd · 3.5 ba · 2,562 sqft · $343/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1026 SW 120TH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1026 SW 120TH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1026 SW 120TH DRIVE FAQs
What would the monthly payment be for 1026 SW 120TH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,755/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1026 SW 120TH DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1026 SW 120TH DRIVE?+
The most recent tax bill on record (2025) was $15,681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1026 SW 120TH DRIVE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,250,000, this home is listed about 323% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1026 SW 120TH DRIVE?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,250,000 runs 565% above the GAINESVILLE 32607 median — but at 3,038 sqft it's also nearly twice the size of the typical Gainesville listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
117 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Ken Cornell. MLS #GC538990.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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