1044 SW 120TH DRIVE, GAINESVILLE, FL, 32607
Active158 days on marketListed Feb 25, 2026MLS #A4683873
About this home
1044 SW 120TH DRIVE
PRICE IMPROVEMENT making this the BEST VALUE in Glorias Way! This newly completed custom home (2026) is ready for immediate occupancy. Designed in a modern-transitional style, the residence showcases clean architectural lines, expansive windows, and a blend of contemporary materials. A dramatic double-door entry introduces the refined interior, where soaring ceilings, designer finishes, and a chef-inspired kitchen create an atmosphere of relaxed luxury. The thoughtfully planned layout balances style with effortless everyday comfort, offering beautifully designed spaces throughout. Oversized modern windows flood the home with natural light and frame views of the surrounding greenery, while the striking second-story window grouping above the garage adds architectural depth and curb appeal. With over 3,600 square feet of living space, the home includes a secondary foyer off the garage that leads into a spacious mudroom and an oversized laundry room with a dedicated wash sink. The home offers 5 generous bedrooms and 3.5 baths, all finished in a neutral, modern palette. The chef’s kitchen is the heart of the home—vaulted ceilings, abundant counter space, soft-close cabinetry, quartz countertops and backsplashes, and a full suite of LG appliances. Large walk-in pantry and large breakfast bar. The kitchen is open living and dining area, creating an ideal setting for gatherings. Highlights also include a 5-burner gas cooktop with a stove-mounted pot filler, a sleek LG Thin hood vent with professional-grade ventilation, and a built-in LG combination wall oven providing both premium convection and speed-oven cooking. Recessed lighting throughout adds a clean, modern finish. The second level features a 20x14 fifth bedroom with its own den—perfect for an office, library, music room, or hobby space. The tri-split floor plan offers excellent privacy and flexibility, making it well-suited for multigenerational living. Luxury vinyl flooring spans the main living areas and bedrooms, while the bathrooms feature modern porcelain tile. The primary suite is a serene retreat with vaulted ceilings, a spa-inspired bath, a walk-in shower with rain showerhead, a freestanding soaking tub, and a spacious 13x6 walk-in closet. Outdoor living is equally inviting with a covered patio, recessed lighting, —perfect for summer barbecues. The sideloading two-car garage includes additional under-stair storage. Step into a modern and elegant lifestyle—this home is must-see. Gloria’s Way is a charming neighborhood with tree-lined streets, sidewalks, and streetlights, located 15–20-minute drive to U.F. and just 1.5 miles from Tioga Town Center for convenient shopping, dining, and recreation. Top-rated schools and easy access to I-75 make this an exceptional location. With its picturesque surroundings and thoughtful design, this home offers the perfect blend of comfort, style, and functionality for today’s modern living. Call today to schedule your private viewing.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,647
Sqft
0.24 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,254 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,254/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.5%
$/sqft vs Gainesville actives
$227 vs $198
Days on market
158 vs 36 typical
Where $227/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 341% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1044 SW 120TH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$860,000
951 SW 120TH DRIVE · same community
4 bd · 3 ba · 2,956 sqft · $291/sqft · 105 DOM
Sold · Aug ’25$705,000
1124 SW 120TH DRIVE · same community
4 bd · 3 ba · 2,660 sqft · $265/sqft · 421 DOM
Sold · Mar ’26$880,000
12059 SW 12TH LANE · same community
3 bd · 3.5 ba · 2,562 sqft · $343/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1044 SW 120TH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1044 SW 120TH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1044 SW 120TH DRIVE FAQs
What would the monthly payment be for 1044 SW 120TH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,254/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1044 SW 120TH DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1044 SW 120TH DRIVE?+
The most recent tax bill on record (2025) was $2,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1044 SW 120TH DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $829,000, this home is listed about 181% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1044 SW 120TH DRIVE?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$829,000 runs 341% above the GAINESVILLE 32607 median — but at 3,647 sqft it's also nearly 3 times the size of the typical Gainesville listing.
02Time on market is leverage
158 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $849,900, now $829,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of INTEGRITY FLORIDA REALTY LLC · Tanya Pekrul. MLS #A4683873.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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