5065 NW 45TH ROAD UNIT 102, GAINESVILLE, FL, 32606
Active69 days on marketListed May 29, 2026MLS #GC540740
About this home
5065 NW 45TH ROAD UNIT 102
Step inside this move-in ready 2 bedroom / 2.5 bathroom condo located in Magnolia Place. The open floorplan features high ceilings and hardwood flooring in the main living area with a dining/family room combination. The kitchen offers stainless steel appliances, a designated pantry, updated butcher block countertops, and plenty of cabinetry. In addition, the first floor offers a half bath, coat closet, and built-in desk space or coffee bar nook. Moving upstairs you find a split floorplan with the laundry area conveniently located in the hallway. The oversized primary en-suite allows space for a sitting area or home office and features a double vanity with upgraded bathroom countertops. The secondary bedroom also offers its own en-suite bathroom with upgraded countertops. An additional highlight of this condo is the relaxing screened lanai, also with additional storage closet. The common area between buildings is spacious and shady making this a great spot to relax. Community amenities include a resort-style pool, clubhouse, fitness center, business center, playground area, tennis courts, BBQ grills, and car wash station. Magnolia Place is conveniently located to UF/Santa Fe/UF Shands/VA close to grocery stores, shopping, dining, and entertainment. It also offers one of the lower HOA’s in the area. You won’t want to miss this one!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,275
Sqft
0.02 ac
Lot size
2003
Year built
Two
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,005 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,005/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs Gainesville actives
$156 vs $201
Days on market
69 vs 45 typical
Where $156/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
178 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 5065 NW 45TH ROAD UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$185,000
5065 NW 45TH ROAD UNIT 103 · same community
2 bd · 2.5 ba · 1,275 sqft · $145/sqft · 351 DOM
Sold · Dec ’25$194,000
4340 NW 48TH STREET UNIT 102 · same community
2 bd · 2.5 ba · 1,275 sqft · $152/sqft · 42 DOM
Sold · Dec ’25$215,000
5417 NW 33RD PLACE
2 bd · 2 ba · 1,225 sqft · $176/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5065 NW 45TH ROAD UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5065 NW 45TH ROAD UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5065 NW 45TH ROAD UNIT 102 FAQs
What would the monthly payment be for 5065 NW 45TH ROAD UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,005/mo — principal and interest, the actual property-tax bill, the $267/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5065 NW 45TH ROAD UNIT 102?+
The association fee works out to $267 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5065 NW 45TH ROAD UNIT 102?+
The most recent tax bill on record (2025) was $3,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5065 NW 45TH ROAD UNIT 102?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $199,000, this home is listed about 33% below the Gainesville median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5065 NW 45TH ROAD UNIT 102?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32606 market on paper
$199,000 is 37% below the GAINESVILLE 32606 median of $317,450, and at $156/sqft it sits under the Gainesville average of $208.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · Laura Gunter. MLS #GC540740.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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