2825 MURRAY PASS, ODESSA, FL, 33556
Active185 days on marketListed Jan 21, 2026MLS #GC536778
About this home
2825 MURRAY PASS
Motivated Seller! Seller's preferred lender is offering a temporary 1% interest rate buydown for qualified buyers! Tucked away on one of Starkey Ranch's quieter streets, where traffic is largely limited to neighbors, 2825 Murray Pass offers more than a beautifully maintained home—it offers a lifestyle. Here, morning walks begin beneath tree-lined streets, evenings end on miles of scenic trails, and weekends are spent enjoying resort-style pools, community events, parks, and everything that has made Starkey Ranch one of Tampa Bay's most sought-after master-planned communities. Built in 2019, this thoughtfully designed 3-bedroom, 2-bath residence blends modern comfort with effortless entertaining. The open split-bedroom floor plan creates an inviting flow, while plantation shutters, power roll-up shades, upgraded lighting, and timeless finishes elevate the home's everyday elegance. The beautifully appointed kitchen serves as the heart of the home, featuring granite countertops, soft-close cabinetry, stainless steel appliances, LED under-cabinet lighting, and a seamless connection to both the living and dining spaces—perfect for everything from quiet evenings to hosting family and friends. One of this home's most distinctive features is its dual-access design. Guests are welcomed by convenient front street parking, while homeowners enjoy the privacy of a rear-entry garage accessed by a quiet alley. Combined with the peaceful location, the result is a home that feels both private and connected—a rare combination that makes everyday living and entertaining effortless. The spacious owner's retreat offers two walk-in closets, a spa-inspired bath with a walk-in shower, and a private water closet, while the secondary bedrooms are thoughtfully positioned to provide comfort and privacy for family or guests. Additional upgrades include natural gas service, an exterior gas hookup for grilling, a dedicated office nook, and an included washer and dryer. Beyond your front door, Starkey Ranch invites you to experience miles of trails, resort-style amenities, beautiful parks, and direct access to the Jay B. Starkey Wilderness Preserve—all while remaining conveniently close to Tampa, the Gulf beaches, shopping, dining, and top-rated schools. This is more than a home; it's the lifestyle buyers have been searching for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,011
Sqft
0.14 ac
Lot size
2
Garage
2019
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,746 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,746/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.2%
$/sqft vs Odessa actives
$254 vs $271
Days on market
185 vs 38 typical
Where $254/sqft sits among the 205 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Starkey Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
Starkey Ranch — neighborhood snapshot
Population
5,445
Median age
40
Median income
$127,978
Median home value
$488,100
Avg household
3
Households w/ children
764
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$655K → $682K
Odessa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
114 of 205
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2825 MURRAY PASS
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$800,000
2587 MURRAY PASS · same community
4 bd · 3.5 ba · 3,320 sqft · $241/sqft · 7 DOM
Sold · Nov ’25$745,000
2671 MURRAY PASS · same community
5 bd · 4 ba · 3,320 sqft · $224/sqft · 220 DOM
Sold · Dec ’25$340,000
1612 LAKESTONE DRIVE
3 bd · 2 ba · 1,974 sqft · $172/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2825 MURRAY PASS — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2825 MURRAY PASS — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2825 MURRAY PASS FAQs
What would the monthly payment be for 2825 MURRAY PASS?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,746/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2825 MURRAY PASS?+
The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2825 MURRAY PASS?+
The most recent tax bill on record (2025) was $4,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2825 MURRAY PASS?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $509,998, this home is listed about 32% below the Odessa median of $749,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2825 MURRAY PASS?+
Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ODESSA 33556 market on paper
$509,998 is 25% below the ODESSA 33556 median of $679,000, and at $254/sqft it sits under the Odessa average of $351.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
185 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $539,900, now $509,998 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Angie Haddon. MLS #GC536778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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